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How Retirement Plan Struggles Can Affect Small Businesses

by Matt SchoolcraftJanuary 31, 2017 8:00 AM

Americans work the majority of their lives with the hope of one day retiring and enjoying the fruits of their labor. Unfortunately, more and more people have to work well into their golden years without any end in sight. This is especially true for people that work for small businesses for the bulk of their career.

Image of an employee with no money. Learn about the importance of a 401k and retirment plan for small businesses.

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Benefits

Three Big Business Benefits of Online Payroll

by Tim AustinJanuary 24, 2017 8:00 AM

Business owners should feel like shouting “mayday” when preparing for pay day. Unfortunately, payroll management can be a time-consuming, frustrating ordeal for owners if they don’t have any help. 

Payroll needs to be done securely, accurately, and on-time, which leads to extra aggravation, but it’s better than having several employees questioning where their paychecks are or why they’re incorrect. Online payroll helps business owners streamline the process by giving them the tools to make management faster and easier. Here are three big benefits of using online payroll for your business. 

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Payroll

How Winter Can Affect Workers' Compensation Claims

by Tim AustinJanuary 19, 2017 8:00 AM

Snow and ice is nothing new for people in the Midwest, but winter weather still creates plenty of headaches each year. While many people have to deal with heating bills, bad road conditions, and frighteningly large icicles that ominously hang overhead, winter weather can pose a few other problems for business owners.

Image of icy conditions. Reader about ohio workers’ compensation claims and what you can do to protect your business.

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Risk Management

OSHA Ramps Up

by Andrew SzczesniakJanuary 17, 2017 8:00 AM

Back in June of 2016, I wrote a blog that talked about some of the changes that were being planned over at the Occupational Safety and Health Administration. As 2017 kicks off, there’s more to talk about.

According to an interview in Smart Business, there are some distinctions that may have slipped under the radar for some small business owners.

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Risk Management

How will the ACA impact your business in 2017?

by Andrew SzczesniakJanuary 13, 2017 8:00 AM

As a sales rep for a Professional Employer Organization, I have spent the last four years talking with business owners who were worried about the impact of the Affordable Care Act on their businesses and employees. In many cases, I helped them find a cost-effective solution that helped them gain control of one of their most uncontrollable costs. Sometimes, I didn’t. Sometimes, the uncertainty of the previous two election cycles caused them to freeze up, maintain their status quo and hope for the best.

Now, we are about to embark on the Donald Trump era. For many, this is a sign that the ACA is going away and they can go back to things as they were. Perhaps so, but were things all that great before?  

The reality is that it’s impossible to predict with any certainty what will happen in the next 12 months, let alone the next two years. A recent article on Smart Business’ website does have some thoughts on it that I would like to share and expand on.

Image of the ACA. Learn about how the ACA may affect businesses in 2017.

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Benefits

Employment Practices Liability Insurance

by Matt Schoolcraft & Tom AmatoJanuary 10, 2017 8:00 AM

Employment Practices Liability Insurance is an often overlooked form of insurance coverage for small business owners, and many do not realize its significance until it’s too late. EPLI protects employers from employee liability damages and defense costs from claims brought by any employee alleging claims such as sexual harassment, discrimination, wrongful termination, and retaliation.

Image of a costly lawsuit that could have been prevented with Employment Practices Liability Insurance.

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Risk Management

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