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Low-income Earners and the ACA

by Andrew SzczesniakOctober 29, 2015 8:00 AM

In January of 2016, the Affordable Care Act (ACA) will begin to directly impact businesses with between 50-99 employees. While health insurance rates have been impacting business owners since the start of the ACA several years ago, those companies with 50-99 employees haven’t had to offer healthcare or face a fine. That’s changing in a couple of months.

The interesting thing about the ACA is that the very people it is supposed to help, low income workers, seem to be the ones least interested getting their healthcare, even when it’s offered by their employers.

Offering coverage and the Affordable Care Act.

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Risk Management

The Taxman’s Coming

by Andrew SzczesniakAugust 6, 2015 8:00 AM

As far as titles go, I know this one isn’t too catchy. I mean, we all know the taxman’s coming. He always is. What else is new? Nothing yet, but if President Obama’s proposed fiscal year 2016 budget goes through unscathed, a lot may be new according to Thomas and Thorngren.

Learn how the proposed Fiscal Year budget could affect your unemployment taxes.

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Risk Management

An Injured Employee Tests Positive for Drugs… Now What?

by Jeff CostinJuly 16, 2015 8:00 AM

Unfortunately, confirmation alone of a positive test for drugs or alcohol is not solely enough to obtain a denial of a workers’ compensation claim. Per Ohio statute (ORC 4123.54), there are several specific qualifications that must be met prior to the ultimate denial of a claim.  

There are four “statutory hurdles” that an employer must clear in order to have a claim denied in which the claimant tested positive for illegal substances:

Learn the four hurdles an employer must clear in order to have a claim denied in which the claimant tested positive for illegal substances.

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Risk Management

3 Tips on Launching a Successful Workplace Safety Program

by Jeff CostinJune 30, 2015 8:00 AM

It takes more than just a good idea to improve your business. Without proper execution, it’s hard for anything to succeed. This includes a workplace safety program for your business.

Whether it’s due to a lack of clarity or troublesome rule breakers, there are hurdles for some programs to succeed. Given the benefits of a workplace safety program, both obvious and less-apparent, it’s an endeavor worth taking. Here are three reasons why a safety program may fail and what you can do to help overcome them.

Group Management Services can help you institute an effective workplace safety program for your business.

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Risk Management

Three Unexpected Benefits of Workplace Safety Programs

by Jeff CostinJune 23, 2015 8:00 AM

A safe workplace can help make for a more successful business. Not only do safety guidelines help keep your employees safe, they also save you from having to deal with costly workers’ compensation claims.

In our last blog post, we discussed the cost of employee injuries and how workplace safety programs can help keep your workers on the job and your cashflow strong. This time we focus on some unexpected benefits of safety programs.

Workplace safety programs not only make your business safer, they also help to improve employee morale and improve retention rates.

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Risk Management

Workplace Safety During National Safety Month

by Jeff CostinJune 16, 2015 8:00 AM

Workplace injuries can cause more than just physical pain. Businesses lose billions of dollars each year because of injuries, which can include costs from compensation claims and loss of productivity.

Injuries can’t always be prevented, but workplace safety programs can really limit the amount of incidents on the job. With June being National Safety Month, take a chance to learn about how much injuries can hurt your business and what you can do to help.

Workplace injuries can cost your business time and money. Contact a PEO for help.

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Risk Management

Know Your Unemployment Tax Rate

by Alan AtkinsMay 21, 2015 8:00 AM

Many small business owners can tell you in a given day what they are paying for fuel in their fleet of vehicles, how much their labor costs are, what their inventory costs are, etc., etc., but most cannot tell you their Unemployment Tax Rate.

No, it's not because owners don't care about the bottom line. More likely, this is because many business owners do not understand that Unemployment Tax is an expense that can be controlled.

You can save time and money by partnering with a PEO to help manage your unemployment claims risk.

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Risk Management

Is a PEO Right For You? Risk Management Edition

by Tim AustinMay 19, 2015 8:00 AM

Whether you’re dealing with workers’ compensation or unemployment claims, risk management can be a struggle for any business. You only have a certain amount of hours and budget to handle everything that needs to get done to run a successful organization, so having to deal with potential risks can put a damper on your profitability.

Fortunately, a Professional Employer Organization (PEO) like Group Management Services (GMS) can help. Our trained professionals know human resource functions like risk management inside and out, allowing you to breathe easy and save both time and money in the process.

Here’s how.

Without effective prevention strategies, workers’ compensation and unemployment claims management can be a major burden for a business.

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Risk Management

How PEOs Improve Cashflow: Part 5

by Tim AustinMarch 17, 2015 8:00 AM

Human resources is a very important part of any business, but it can take a lot of time and money to properly manage. Even then, there are cashflow hurdles that you may come across simply because you aren’t an HR professional with all of the proper tools of the trade.

A Professional Employment Organization (PEO) like GMS can get over those hurdles because HR is what we do. We’ve already discussed how a PEO can improve your cashflow through loss prevention, cost containment, payroll, and unemployment claims management strategies, but there’s another major factor as to how we can save you money: economy of scale.

PEOs make your business stronger through economies of scale.

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Human Resources | Risk Management

How PEOs Improve Cashflow: Part 4

by Tim AustinMarch 10, 2015 8:00 AM

The unemployment process isn’t an easy one, both for the former employee and the employer. While many small- and medium-sized companies view unemployment as an unmanageable major expense, there are ways that you can save money so that the process isn’t as much of a threat to your company’s cashflow.

Professional Employment Organizations (PEO) can protect your business from unemployment claims, while helping your business’ bottom line, allowing you to focus on the future without being held back by the past.

Work with a PEO to help your bottom line when it comes to the unemployment claims management.

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Risk Management

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