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Safe at Home: Workers’ Compensation for Remote Employees

by Tim AustinMay 28, 2020 8:00 AM

Over the years, remote work has become increasingly more common. According to SmallBizGenius, the number of people who work from home has increased by 140 percent from 2005 to 2019 – and that rate has probably grown even more as a result of the 2020 COVID-19 outbreak. In fact, Global Workplace Analytics estimates that up to 30 percent of the entire workforce will work from home at least a couple times a week by the end of 2021.

While technological advances make it easier for employers to provide work-from-home privileges to employees, it does lead to a good question: How does workers’ compensation apply to employers who work from home? Whether your employees are temporarily working from home or are full-time telecommuters, it’s important to understand exactly how workers’ compensation applies to remote employees (and what you should do protect you and your workers).

An employee working from home in a safe designated work area. 

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Risk Management

Workplace Safety Stories: Quick, Decisive Action After a Tragic Fall

by Paul AldrichMarch 23, 2020 8:00 AM

A workplace accident can be a life-changing event, both for the person injured and an employer. A serious injury can change someone’s life, which in turn can place your business under the spotlight for both the injured employee’s family and OSHA.

While you can’t heal someone’s injury after the fact, there are ways that you can definitively respond to workplace injuries to help avoid future accidents and avoid OSHA intervention. Here’s an example of how GMS helped one company avoid OSHA scrutiny and put practices in place to prevent additional workplace injuries.

Hard hats in place to improve workplace safety for employees. 

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Risk Management

Who Needs to Carry Workers’ Compensation Insurance in Tennessee?

by Sharee AndradeMarch 2, 2020 8:00 AM

Like any other state, Tennessee has it’s own particular rules when it comes to workers’ compensation. The Volunteer State has specific compliance standards for acquiring coverage. Here’s what small business owners in Tennessee need to know about workers’ compensation.

A woman filling out a work injury form for a Tennessee employer with workers’ compensation insurance.

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Risk Management

Preventing Issues with OSHA through Proactive Risk Management

by Paul AldrichFebruary 13, 2020 8:00 AM

Workplace injuries are a serious concern for any business. Not only can an injury gravely impact the wellbeing of one of your employees, it can also cause OSHA to come knocking at your door. 

A serious injury can lead to months of headaches and serious fines, but there are ways you can act to mitigate, or even avoid, OSHA intervention. Here’s how GMS was able to get OSHA to complete an investigation without coming on site or issuing a citation after a notable workplace injury.

A worker standing by a dump truck before a workplace injury occurs. 

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Risk Management

What Small Businesses Inside and Out of Georgia Can Do to Defend Against Cybersecurity Threats

by Jon NottinghamDecember 20, 2019 6:39 PM

Cybersecurity threats are real for businesses across the country, but one state is making an effort to make its citizens more knowledgeable about these dangers. Georgia Attorney General Chris Carr announced the release of Cybersecurity in Georgia to inform business owners and other individuals about potential cyber threats and how they can reduce the likelihood of these attacks. 

While the 24-page guide was aimed at business in Georgia, its message is relevant for businesses all across the country. Here’s a breakdown of what you can do to protect your business from cyber threats.

A small business owner in Georgia using a smart phone and computer set up with proper cybersecurity practices. 

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Risk Management

Tennessee Extends Anti-Bullying Laws to Private Workplaces – What it Means for Small Businesses

by Andrew GivensDecember 3, 2019 8:00 AM

If you think bullying only affects children, guess again. According to a 2019 Monster.com survey, a whopping 94 percent of people said they were bullied in a workplace at some point. This trend has grown to the point where now states like Tennessee are implementing new statutes to combat the issue. Find out how Tennessee plans to tackle workplace bullying and what what you can do to protect your business.

An employee being bullied at work. 

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Risk Management

Florida Bans Vaping in the Workplace: What it Means for Business Owners

by Tim AustinSeptember 30, 2019 8:00 AM

Back in 2018, Florida voted to ban vaping in enclosed workplaces. The new law went into effect in July of 2019, but Florida isn’t alone in its ban on vaping in the workplace. Several other states, including California, New Jersey, and New York, all prohibit the practice in any place where smoking is not permitted, while other states have bans for specific settings, such as in enclosed workspaces or schools.

As more states take action to prevent vaping in workplaces, it’s a good time for business owners both in Florida and outside the state to figure out what they need to do to prepare their company from past and future legislation.

An employee vaping in the office before Florida’s ban on vaping in the workplace. 

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Risk Management

Promoting Safe Behaviors in the Workplace

by Jason FreudenbergSeptember 5, 2019 8:00 AM

It’s essential to avoid incidents in the workplace that put your employees at risk. Unsafe behaviors or decisions are usually contributing factors in incidents. If employees are not aware of the hazards or are not motivated to follow safe procedures, their behavior will expose them to hazards.

While employers must put engineering, administrative, and PPE controls into place to protect employees from hazards, it is also essential to promote safe behaviors and a safe environment. 

Small business employees going through a workplace safety assessment to promote safe behaviors at their jobsite. 

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Risk Management

Dos and Don’ts for OSHA Inspections

by Tim AustinAugust 12, 2019 8:00 AM

Are you prepared for an OSHA inspector to arrive at your door? OSHA performed roughly 72,000 federal and state plan inspections in 2018 alone and all it takes to earn an unexpected visit from an inspector is a complaint from an employee or operating in a high-hazard industry.

Nobody plans to have an OSHA inspection occur at their place of business, but it’s important to act accordingly if it does. Here’s what you should and shouldn’t do before, during, and after an OSHA inspection to protect your business.

An OSHA inspector reviewing the worksite of a small business. 

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Risk Management

Fundamentals of Workplace Safety and Compliance

by Aaron GroverAugust 9, 2019 8:00 AM

Safety is one area business owners shouldn’t overlook. According to the National Safety Council, a worker is injured on the job every seven seconds. It’s essential to make sure your employees are given the tools to succeed, while also ensuring you have created a culture of safety to minimize any risks their daily activities may carry. 

Workplace safety programs are designed to give you the tools necessary to develop and manage an effective safety culture that will not only help reduce work-related injuries and workers’ compensation costs but assist in helping you meet federal regulatory requirements as well. Here's what you need to know about implementing a successful workplace safety program. 

 Manager checking fire safety system.

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