The cost of prescription drugs in the United states continues to rise which has become a source of concern for everyone from patients to policymakers. According to a study published in the Journal of the American Medical Association (JAMA), “Prescription medications now comprise an estimated 17% of overall personal health care services in the U.S.”
We don’t want to think that we overpay for any goods or services. Taking time to do some research can help you save substantially on your prescriptions. Here are some tips to help save on costs.
The knee is the largest joint in our body and, by the nature of its use, takes the brunt of our day-to-day activities. Think about all of the things you do on a daily basis and then try to imagine doing any of them without your knees. Rolling over in bed would be about the only thing you could perform; you couldn’t even stand up to start your day without the use of your knees.
Those jointed masses of bone and ligament help us to stand, bend, squat, walk, jump, run, crawl, kneel, pivot, and even sit. Thinking about everything that these joints do for us, it only makes sense to take good care of them.
Did you know that your knee absorbs four times your body weight when walking and 10 times your body weight when running? Given these numbers, it is evident that even workers with a smaller body frame, carrying an appropriate weight are still stressing their knees every day. Adding my 20-40 pounds of extra body fat, depending on the month, only compounds my chances of experiencing a debilitating knee injury at work sooner rather than later.
Too many emails per day keeps productivity away. Email is a great communication tool, but too many business owners and employees get bogged down and frustrated by endless messages that eat away at productivity.
Forbes reported that “office workers spend 2.6 hours per day reading and answering emails.” That’s almost a third of your work day! It’s time to take back your time so that you can limit the amount of your day you spend dealing with your email and limiting distractions. That way your business can benefit and you’ll feel a lot better about dealing with your inbox on your terms. Here are three email time-management tips that can benefit you and your company.
As a business owner, you get to make the rules in your own company. However, there are still plenty of regulations and laws that can impact your business.
It can be difficult for owners to keep track of every single rule and avoid non-compliance costs when they’re busy, well, running a business. That’s why it can pay to invest in human resource outsourcing through a Professional Employer Organization. A PEO can help your business stay in line with complicated regulations to help you keep your HR functions in order. Here are areas where a PEO can help save you some money.
The 21st Century Cures Act allows small employers to offer Health Reimbursement Arrangements (HRAs) to their workforce to help cover the cost of medical expenses and health insurance premiums for themselves and their families. Previously, the Affordable Care Act (ACA) prohibited businesses from offering HRAs for individual insurance premiums.
With the passage of the new law, employers and workers alike have questions about how a Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) will affect them. Legal experts are in the process of interpreting the law, below are a few of the QSEHRA FAQs and their answers that are generally agreed upon.
Why did you start your business? Maybe because you are good at doing something. Maybe because you can offer a service that not many others can.
You worked hard to grow your business, to show everyone why they should use your company for their needs. You are a professional, and nobody knows your business better than you do. So why would you ever consider outsourcing back office tasks to a PEO if you can do them yourself?
At the end of the day, we all want the same thing: to be successful. Sometimes, to succeed we need to embrace the fact that we can’t always do everything ourselves.
Vacations are an important tool to help employees take some time off and recharge every once in a while. However, improper planning and coordination before a vacation can leave employees and their employers in a difficult situation.
Without the right steps, a vacationing employee can lead to missing deadlines, confused customers or clients, and stressed out workers if you don’t take the right steps to prepare for someone’s absence. Here are four things your employees should do before they head out on a well-earned vacation.
Eddie woke up one frigid, Ohio, winter morning as he always did. That day, he assumed, would be no different than any other day. He arose to the tune of his 4:30 a.m. alarm clock sounding, what his wife and children often called “the fall-out alarm.” His wife darted awake as well, but quickly rolled back over and off to sleep again.
Americans work the majority of their lives with the hope of one day retiring and enjoying the fruits of their labor. Unfortunately, more and more people have to work well into their golden years without any end in sight. This is especially true for people that work for small businesses for the bulk of their career.