Risk Management FAQs
Businesses can turn to GMS to handle risk management, including workers’ compensation, OSHA compliance, and workplace safety. This page answers commonly asked questions that companies may have about GMS’s risk management services.
Can you help reduce my workers’ compensation costs?
We will review your claims history as part of the quoting process. With the scale of our client base and total payroll, we are often able to offer more cost-saving opportunities for workers’ compensation than traditional providers.
What are my responsibilities when a workers’ compensation claim is filed?
When a claim occurs, you will have a single point of contact to support you. With your involvement, our Risk Management team will guide you through each step, providing recommendations based on the severity and specifics of the claim. Our team actively works to defend claims, and our attorneys will attend hearings when necessary. Additionally, through our co-employment relationship, our risk managers are authorized to communicate directly with medical providers and other relevant parties to investigate and manage the claim effectively.
Will I lose control over how my workers’ compensation claims are managed?
No, you will not lose control. Our team needs your input to effectively manage any job-related injury.
I currently have multiple workers’ compensation claims. How will that impact my ability to secure lower rates with GMS?
Each client is individually evaluated for the discount programs available through GMS. While current claims are considered as part of this evaluation, our focus is on proactively managing your claims moving forward. Through effective risk management and claims oversight, we work to help minimize future exposure and position you for the most competitive workers’ compensation rates possible.
If a workers’ compensation claim occurs, will I lose any discounts I’m currently receiving?
There are several factors that influence whether discounts may be impacted following a workers’ compensation claim, so a definitive answer cannot always be provided upfront. However, GMS is committed to taking every reasonable step to minimize your exposure and reduce the financial impact of a workers’ compensation claim.
Do you help with OSHA compliance?
Yes. GMS supports OSHA compliance as a core part of our safety services. Our safety team’s first priority is to ensure your organization meets applicable compliance requirements. This begins with a comprehensive risk assessment of your worksite or facility. Based on this assessment, we provide recommendations to help keep your organization aligned with current safety standards and documentation requirements, including, but not limited to: OSHA 300 logs, safety manuals, SDS book, hands-on training, equipment maintenance schedules, and standard operating procedures (SOPs).
Do you offer employee safety trainings?
We offer a variety of training options available both online and in person. These courses include, but are not limited to, powered industrial truck training, fall protection, ladder safety, machine guarding, and more. A full list of available training courses can be found here.
Does GMS enforce a drug free work enviornment?
GMS offers support for drug-free workplace programs; however, participation is optional and not mandated. While we may recommend implementing a drug-free work environment as a best practice, the decision ultimately remains with your organization.
Do you recommend employment drug testing?
Yes. GMS recommends employment drug testing as a best practice. This may include the following testing methods:
- Pre-employment testing
- Random testing
- Post-accident testing
- Reasonable suspicion testing
Learn More About Risk Management
Check out these free resources from our Education Center to learn more about Risk Management and how outsourcing your risk management services can benefit your business.