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  • Slips, trips, and falls are among the most common workplace injuries and among the most preventable. According to the Occupational Safety and Health Administration (OSHA), these incidents account for a significant number of injuries across nearly every industry. When left unaddressed, they can lead to serious injuries, lost productivity, higher workers’ compensation costs, and increased liability for employers. 

    For businesses of all sizes, preventing slips, trips, and falls is a critical part of risk management and employee protection. At Group Management Services (GMS), we help employers take a proactive approach to workplace safety that protects both their people and their bottom line. 

    Why Slips, Trips, and Falls Matter 

    Slips, trips, and falls can result in more than minor injuries. These incidents often cause sprains, fractures, head injuries, and in severe cases, fatalities. OSHA reports that thousands of workers are seriously injured each year due to slip, trip, and fall hazards in the workplace. 

    Beyond the physical impact on employees, these injuries can result in costly workers’ compensation claims, increased insurance premiums, lost workdays, and potential OSHA citations. Addressing these hazards is not just a compliance requirement. It is a smart business decision. 

    Common Causes of Slips, Trips, and Falls 

    Understanding what causes slips, trips, and falls is the first step in preventing them. Some of the most common causes include: 

    1. Wet or slippery surfaces caused by spills, cleaning activities, or weather conditions 
    2. Uneven walking surfaces, such as loose mats, damaged flooring, or cracked pavement 
    3. Poor lighting in stairwells, hallways, warehouses, or outdoor areas 
    4. Obstacles in walkways, including cords, tools, boxes, or debris 
    5. Inadequate housekeeping that allows hazards to go unnoticed 

    These hazards are often part of day-to-day operations, which makes regular inspections and employee awareness essential. 

    Best Practices to Prevent Slips, Trips, and Falls 

    OSHA and other safety authorities emphasize a proactive, layered approach to fall prevention that includes training, inspections, and clear procedures. 

    Conduct Regular Workplace Inspections 

    Routine job site inspections help identify hazards before an injury occurs. This includes reviewing walkways, staircases, work areas, entrances, and outdoor surfaces. 

    Maintain Strong Housekeeping Standards 

    Promptly cleaning up spills, removing clutter, and keeping walkways clear significantly reduces the risk of incidents. 

    Provide Ongoing Employee Training 

    Employees should be trained to recognize slip, trip, and fall hazards, follow safe walking practices, and report unsafe conditions. Training should be ongoing and regularly reinforced. 

    Ensure Proper Lighting 

    Adequate lighting allows employees to clearly see hazards and navigate work areas safely, especially in high-traffic or outdoor areas. 

    Develop Clear Policies  

    Written safety procedures for housekeeping, spill response, inspections, and hazard reporting help create consistency and accountability across the workplace. 

    Use Appropriate Footwear and PPE 

    In some environments, slip-resistant footwear and other protective equipment can help reduce the risk of falls. 

    How GMS Helps Employers Reduce Slip, Trip, and Fall Risks 

    At GMS, we support businesses with comprehensive risk management solutions designed to improve safety, reduce claims, and support OSHA compliance. Our services include: 

    Safety Training Programs 

    We provide employee and supervisor training focused on hazard recognition, fall prevention, and safe work practices tailored to your industry. 

    Workplace Safety Documentation 

    Our team helps create and maintain safety programs, standard operating procedures (SOPs), inspection checklists, and other required documentation aligned with regulatory standards. 

    Job Site Inspections and Risk Assessments 

    We conduct site inspections to identify hazards and recommend corrective actions before injuries occur. 

    Training and Support 

    GMS offers on-site and online safety training and coaching to reinforce best practices and strengthen your safety culture. 

    OSHA Inspection Assistance 

    If OSHA visits your workplace, we help you prepare, respond to citations, and implement corrective action plans to reduce risk and potential penalties. 

    Protecting Your Employees and Your Business 

    Slips, trips, and falls remain one of the leading causes of workplace injuries, but they do not have to be. With the right prevention strategies and a strong risk management plan, employers can significantly reduce incidents and create a safer work environment. 

    Partnering with GMS gives you access to the expertise, tools, and training needed to protect your employees, stay compliant, and safeguard your bottom line. 

    If you are ready to strengthen your workplace safety program, contact GMS today. 

  • In every industry, prioritizing worker health and safety should be a top concern for business owners. Although investing in safety measures can be costly, the impact of a worker’s injury or illness can be far more damaging to your business in the long run. For instance, the costs associated with workers’ compensation claims, reduced productivity, and damage to your reputation can quickly accumulate, negatively impacting your business’s success and bottom line for years to come. 

    The Importance of Employee Safety 

    In 2024, U.S. employers reported roughly 1.5 million  work-related injury and illness cases. About  90%  of these cases were injuries, with construction, manufacturing, and transportation as the top industries for injuries to occur. 

    These statistics serve as a reminder that managing the risks associated with operating your business goes beyond simply filing paperwork, writing policies, or providing hard hats. It requires a commitment to prevention and focus on follow-through. Employers have a responsibility to provide a safe and healthy workplace for their employees. One effective way to ensure that your work environment is secure and compliant is by conducting a safety audit. 

    The World of Safety Audits 

    Safety audits are a proven method to ensure that small businesses have the right programs and policies in place to reduce accidents, injuries, and overall risk. A safety audit is a systematic review of workplace processes, equipment, and practices to ensure they meet safety standards and regulatory requirements. Conducting an audit is not just about identifying hazards; it’s about creating proactive and effective solutions.  

    Benefits of conducting a safety audit 

    Conducting a safety audit is beneficial for a variety of reasons: 

    • Ensures regulatory compliance 
    • Reduces the risk of workers’ compensation claims and payments 
    • Develops and enforces a workplace culture focused on health and safety 
    • Boosts employee morale and trust 
    • Improves preparedness for emergencies and accidents

    The Process of Conducting a Safety Audit 

    Preparation 

    To conduct an effective safety audit, start by clearly defining your objectives, whether it’s ensuring compliance, improving safety culture, or reducing incident rates. Gather all relevant documentation, including information on current safety policies, training records, past incident reports, and maintenance logs. 

    Next, prepare a detailed checklist of areas to inspect, focusing on high-risk zones such as machinery or chemical handling stations. Include checking on potential hazards like fire risks, electrical issues, and the proper use of protective equipment. This proactive approach ensures that no area is overlooked and helps identify risks before they lead to accidents. 

    Conducting an audit

    When inspecting the workplace, start with a thorough walkthrough of the facility to observe daily operations and identify hazards such as blocked exits, faulty equipment, or improper use of personal protective equipment (PPE). Pay close attention to high-risk areas and check that machines are functioning properly, meet safety codes, and display the required signage.  

    In addition to physical checks, interview employees to gain insight into operational safety practices and challenges. Encourage honest feedback to uncover gaps in current procedures. Finally, evaluate compliance by comparing your findings against the Occupational Safety and Health Administration (OSHA) standards or other applicable regulations, noting any gaps and prioritizing implementing effective solutions. This approach ensures that both operational and managerial practices are aligned with safety requirements. 

    Reporting 

    After completing the audit, compile all findings into a clear report and assess the severity of each hazard. Prioritize the most critical risks first, as these pose the greatest threat to employee safety and operational continuity. Once the top hazards are identified, brainstorm practical solutions. These may include providing targeted training on specific safety procedures, purchasing new protective equipment such as flame-resistant gloves or hard hats, installing proper signage near high-voltage areas, adding fire extinguishers, or implementing lockout/tagout systems for machinery.  

    Sharing the report with management is essential to identifying the next steps and creating a detailed action plan that outlines responsibilities, timelines, and resources needed to implement the proposed solutions effectively. This structured approach transforms audit results into actionable improvements that enhance workplace safety. 

    A Safety Partner 

    At Group Management Services (GMS), we understand that creating a safe and compliant workplace isn’t just about meeting regulations; it’s about protecting your people and your business. By making them part of your operational routine, you protect your people, your reputation, and your bottom line. Our team helps companies implement proactive safety measures, conduct thorough audits, and develop customized solutions that reduce risk and improve employee well-being. By partnering with GMS, you gain expert guidance and resources to build a culture of safety that minimizes costly incidents and supports long-term success. 

  • Keeping employees safe isn’t a one-time initiative. It’s an ongoing responsibility that evolves with the seasons. From icy sidewalks in winter to heat exposure in summer, every time of year brings unique workplace hazards and compliance deadlines to manage. 

    For business owners, staying ahead of these risks while handling daily operations can be challenging. That’s where Group Management Services (GMS) comes in. As a professional employer organization (PEO), we help protect your team and your business throughout the year with proactive safety programs, Occupational Safety and Health Administration (OSHA) compliance support, and continuous employee training. Our goal is to make sure your company remains safe, compliant, and productive, no matter the season. 

    Safety Risks Change Every Season 

    Each season presents its own safety challenges, and staying compliant requires awareness and preparation. 

    Spring: As operations ramp up and new projects begin, many businesses bring on seasonal or temporary workers. GMS provides safety onboarding programs and tailored training to ensure every new team member understands workplace procedures and hazard awareness. 

    Summer: Rising temperatures increase the risk of heat-related illnesses and outdoor work hazards. GMS provides heat safety training, risk assessments, and guidance to help you comply with OSHA’s Heat Illness Prevention standards. We also help manage travel safety protocols during this busy season. 

    Fall: This is the perfect time for safety audits and preparation for the winter months ahead. GMS helps conduct risk assessments, update your safety policies, and schedule refresher trainings to ensure your workplace remains safe as conditions change. 

    Winter: Cold weather often leads to slippery surfaces, increasing the risk of slips, trips, and falls. Businesses must also ensure OSHA recordkeeping requirements are filed by March 2. GMS helps you prevent injuries through seasonal safety plans, walkway maintenance strategies, and compliance management. 

    With GMS’ support, your business stays proactive instead of reactive. We help you prevent accidents, stay compliant with safety regulations, and protect your employees year-round. 

    Comprehensive Risk Management and Compliance Support 

    Managing safety is more than avoiding accidents. It’s about maintaining compliance and reducing liability exposure. GMS provides expert support to help your business stay current with changing federal, state, and industry-specific regulations. 

    Our services include: 

    1. Workplace safety program development. We create and implement custom safety programs designed for your industry’s unique risks. 
    1. Employee safety training. We provide on-site and virtual training sessions covering topics such as hazard communication, emergency procedures, and equipment safety. 
    1. OSHA compliance and reporting. Our team tracks deadlines and ensures your workplace meets all regulatory standards. 
    1. Risk assessments and loss control. We identify potential hazards and provide recommendations to prevent injuries and improve safety culture. 
    1. Workers’ compensation administration. GMS manages claims, supports investigations, and offers options to improve cash flow and reduce surprises during audits. 

    When you partner with GMS, you gain access to a team of experienced underwriters, loss control specialists, and claims managers who are dedicated to protecting your people and your business. 

    A Safer Workplace Builds a Stronger Team 

    Workplace safety not only prevents injuries but also promotes trust, morale, and retention. When employees know their well-being is a top priority, they feel more confident and engaged. 

    GMS helps foster a positive culture by implementing programs that prioritize employee safety. Our proactive approach reduces workplace injuries and creates a better environment for everyone on your team. Whether you’re managing office staff, field employees, or both, GMS gives you the tools and resources to keep your team safe, healthy, and motivated in every season. 

    Partner with GMS to Simplify Compliance 

    From OSHA deadlines to seasonal safety risks, there’s a lot to keep track of. You don’t have to do it alone. Let GMS handle the complexities of workplace safety so you can focus on growing your business and supporting your team. 

    Contact GMS today and keep your workplace safe, compliant, and protected all year long. 

  • As temperatures drop and winter approaches, construction business owners encounter specific challenges, including weather-related delays and increased safety risks for workers. Preparing for winter involves more than just providing warm protective gear; it requires careful planning to keep projects on track and ensure the health and well-being of employees.

    Winter preparation is essential for maintaining workforce safety, ensuring compliance with regulations, and completing projects efficiently and on schedule. Continue reading to discover effective ways to prepare your business and protect your employees during the winter months. 

    Preparing For the Winter Months

    Winter conditions increase the risk of injuries, especially in the construction industry. With freezing temperatures, ice, and snow, employees face a greater risk of making a mistake, slipping on patches of ice, experiencing hypothermia or cold stress, or mishandling equipment. To reduce the risk of these accidents, business owners should review their current safety policies and procedures and consider the following tips. 

    Provide proper winter gear

    To help reduce the risk of hypothermia, slips, falls, or frostbite, employers should provide proper gear. This gear should include insulated gloves, boots with good traction, warm outerwear, and eye protection. When employees have proper safety equipment, they feel safer, which can lead to improved productivity and morale. 

    Schedule with intention 

    Employers should require employees to wear proper equipment and schedule work shifts during the warmest parts of the day, typically when the sun is up, to minimize exposure to cooler temperatures.

    Business owners should also schedule consistent breaks. This allows employees time to warm up and hydrate in a heated, dry environment. This ensures your employees are alert, warm, and at a lower risk of cold stress or hypothermia.   

    Consistently check the job site 

    Cold weather can significantly impact equipment and construction materials. To minimize damage from snow, ice, and moisture, it is important to properly cover or store your materials. This practice helps maintain the quality of your equipment and can save you money on potential replacement costs. It’s also best practice to keep walkways, access roads, and the job site free from any ice or snow to prevent accidents or delays.  

    Prioritize worker safety 

    Along with providing appropriate protective equipment for your workforce, it is essential to offer safety education. Conduct refresher training sessions on cold stress and hypothermia, covering their symptoms, causes, and treatment. When employees recognize the signs, they are more likely to take proactive steps to seek warmth and ask for help. Winter safety training should also review basic safety procedures, injury and accident protocols, and remind employees of the best practices for navigating job sites during the winter months.  

    Construction Safety with GMS

    As a construction business owner, navigating the cooler temperatures and the accompanying wind, snow, and ice can be challenging. But with the right preparation and education, your workforce can operate safely and efficiently. You also don’t have to navigate the winter months alone. With Group Management Services (GMS), you gain a trusted partner who can assist with risk management and workers’ compensation claims. 

    GMS’ safety team offers a range of services, including conducting safety audits, addressing compliance concerns, developing safety plans, providing training, and offering on-site consulting. They can help you proactively manage your safety policies and risk management, ultimately making your company simpler, safer, and stronger. 

    Explore our risk management offerings here!  

  • Workers’ compensation insurance is essential for the health, safety, and security of both employees and employers when a workplace accident or injury occurs. Employers purchase workers’ compensation insurance annually to provide coverage for employees who sustain injuries or illnesses at work. This coverage typically includes compensation for lost wages and medical expenses such as doctor visits, medications, and more. 

    For employers, understanding the limits and structure of their workers’ compensation policy is crucial, not only for compliance but also for financial and operational planning. 

    What Are Employer’s Liability or Part B limits?

    Workers’ compensation limits refer to the maximum amount an insurance policy will pay if an employee decides to sue you for a work-related illness or injury.  These limits are typically broken down into different categories, such as:

    • Per accident: The maximum payout for a single incident. 
    • Per employee: The maximum payout for claims made by one employee.
    • Policy aggregate: The total amount the policy will cover across all claims during a policy period. 

    Different policies offer different limits, and choosing the right coverage depends on the size of your workforce, the nature of your business operations, and your risk exposure. Typical policy limits are $100,000 per accident, $500,000 per policy, and $100,000 per employee.   

    How Claims Impact Employers

    When an employee files a workers’ compensation claim, the employer may face several consequences. If a company has a history of frequent, severe, or high-cost claims, it may receive higher insurance premium costs. A higher number of claims can disrupt operations by affecting productivity and staffing. If an employee is absent from work due to an accident, it can reduce overall production, efficiency, and morale within the workplace. Additionally, the absence of an employee can lead to increased labor costs due to overtime pay for other employees covering for the missing worker. 

    Managing these claims requires significant time and administrative effort. Completing paperwork, managing expenses, conducting investigations, and implementing safety measures can shift focus away from core business operations. Understanding policy limits is crucial for reducing these risks and facilitating smoother claim handling. 

    GMS Workers’ Compensation Coverage

    Choosing the right workers’ compensation policy and understanding its limits is a key part of responsible business management. Group Management Services (GMS) provides workers’ compensation, assistance, and coverage with a policy limit of  $1 million. This coverage helps protect businesses from the financial strain of workplace injuries while ensuring employees receive the care and support they need.  

    Our team can assist with post-accident and claims investigation, return-to-work programs, claims certification, and more. We act as a helping hand as you navigate workers’ compensation and accompanying claims, giving you the expertise and knowledge you need to manage costs, protect your employees, and implement proper safety measures. 

    With GMS’ $1 million coverage, employers can feel confident they have strong protection in place. Still, it’s important to regularly review your policy and claims history to ensure your coverage continues to meet your needs. Feel free to contact us and learn more! 

  • Ensuring workplace safety and maintaining regulatory compliance are essential responsibilities for any business owner. While some industries pose fewer risks than others, every organization benefits from implementing strong safety policies and procedures. Prioritizing workplace safety reduces accident rates, improves productivity, and lowers potential workers’ compensation costs. One of the most effective ways to safeguard your workforce and business operations is through a comprehensive risk assessment. 

    What Is a Risk Assessment? 

    A risk assessment is the process of identifying potential hazards in the workplace and the associated risks within an environment. It helps business owners proactively address safety concerns before they lead to incidents. Risk assessments are a proactive approach towards maintaining workplace safety and should be conducted thoroughly and consistently to ensure regulatory compliance. 

    Risk assessments typically follow three steps: 

    1. Identify hazards in the workplace
    2. Evaluate the risk level and likelihood of each hazard
    3. Develop solutions to control or eliminate the risks

    While a risk assessment is more detailed, the objective remains the same: identify hazards and implement effective solutions to minimize risk. 

    Why Risk Assessments Matter

    1. Protection

    The primary purpose of a risk assessment is to create a safer environment for employees and clients. By identifying and addressing hazards, businesses can prevent accidents, injuries, and illnesses. A safe workplace fosters peace of mind, reduces stress, enhances productivity, and can reduce the number of workers’ compensation claims. 

    2. Compliance

    As a business owner, keeping up with federal, state, and local safety regulations can be overwhelming, especially while managing day-to-day business operations. Risk assessments help identify areas of concern and help you decide what solutions to implement. When you’re compliant, you keep your employees safe from risk and your company from potential reputational damage and monetary penalties.  

    3. Efficiency

    When you have clear and compliant guidelines in place within your workplace, it improves overall safety, morale, and efficiency. Establishing company-wide rules about the proper way to respond to a hazard or accident reduces the risk of mistakes, saves time during an emergency, and gives your workforce peace of mind knowing there is a plan in place. It’s also a good idea to develop emergency action plans, run daily safety checks, and require employees to wear protective clothing to improve the overall safety of your workplace.  

    Benefits of Conducting Risk Assessments

    Regular risk assessments offer numerous benefits:

    • Timely intervention to prevent accidents
    • Improved awareness of safety issues among employees
    • Data-driven insights into problem areas
    • Continuous improvement of safety policies and procedures

    Safety policies can always be improved upon; therefore, conducting a risk assessment consistently ensures the overall safety of your workplace and fosters a culture focused on safety, awareness, and accountability. These assessments proactively identify vulnerabilities, preventing emergencies and costly fines.  

    Workplace Safety with GMS

    Risk assessments aren’t just another risk management strategy; they’re a vital part of maintaining a safe and productive workplace.  Managing workplace safety is an important and challenging responsibility, but you don’t have to do it alone. Luckily, there are third-party companies like Group Management Services (GMS) that can assist with risk management and workplace safety. 

    GMS’ safety experts offer a range of services, including conducting risk assessments, performing job hazard analyses, assisting with compliance, consulting on potential safety solutions, and inspecting your workplace through job site evaluations, and more. By investing in safety, organizations protect their people, preserve their reputation, and build the foundation for long-term success. 

    For any needs related to risk management and workplace safety, GMS is there to help. Learn more about our risk management services here!  

  • Creating a safe work environment isn’t just about limiting accidents or reducing workers’ compensation rates; it’s about protecting your workforce, your reputation, and your bottom line. Workplace accidents can lead to lost productivity, compliance issues, and decreased employee morale. Fortunately, with the right risk management strategies and safety policies, many injuries and accidents can be prevented. Continue reading to learn about a variety of risk management strategies that can help reduce accident and injury rates. 

    1. Conduct a job site inspection

    The first step to cultivating a safer work environment is to carefully inspect and review your current workplace for potential hazards and identify high-risk areas. It may be beneficial to make a list of the hazards you’ve found, and then you can begin identifying potential solutions to eliminate them. Common hazards include unguarded machinery, chemicals, improper lifting techniques, proximity to flammable materials, lack of personal safety equipment or gear, and more. If you’re unsure about how to identify a safety hazard or implement measures to reduce those risks, there are third-party companies, like Group Management Services (GMS), that can assist with jobsite inspections and hazard identification.  

    2. Develop clear safety policies

    Another way to prevent potential accidents or injuries is by developing clear safety policies. These can include mandating employees to wear protective equipment on a specific machine, requiring eye protection, and providing continuous education and training on certain processes or machines. Create and maintain a written safety program that outlines workplace procedures, responsibilities, and expectations. It’s also important to communicate the details of your safety program to employees, ensure these policies are easy to understand and accessible, and keep your workforce up to date with any changes that are made. 

    3. Provide ongoing training

    Safety training shouldn’t be a one-time program or presentation. Training should be a continuous and conscious effort, especially for companies working in high-risk environments such as construction or manufacturing. Business owners should ensure their employees are trained and knowledgeable about the equipment they use, the processes they follow, and common hazards to watch out for. Offering regular sessions on topics like equipment use, emergency procedures, and hazard recognition is a great way to start. It is also best practice to tailor training to specific roles and update it as new risks or regulations emerge. 

    4. Use personal protective equipment

    Preparation is a proactive approach to ensuring a safe and healthy workplace. Business owners should ensure employees have access to essential personal protective equipment (PPE) items such as gloves, goggles, helmets, masks, and vests. These items aren’t just recommended, they’re often required, especially in high-risk industries like construction. But no matter what company or industry you operate in, wearing PPE adds an extra layer of protection and is an effective way to reduce risks and potential injuries from a workplace hazard.

    5. Work with safety experts

    To effectively build a safe and compliant workplace, consider working with risk management professionals who can provide on-site consulting, safety audits, and customized prevention plans. Additionally, a third party can assist with job training, carry out job hazard analyses, provide inspection support, and offer compliance support. Their expertise will help you identify potential issues early and streamline your safety policies and procedures. 

    Risk Management with a professional employer organization

    Creating a safer workplace doesn’t happen overnight. Accident prevention and workplace safety require ongoing commitment, communication, and collaboration. Establishing a safe and compliant environment can be challenging, especially with constantly changing laws and regulations. This is why many business owners choose to partner with a certified professional employer organization (CPEO) like GMS. 

    With the right resources, business owners can significantly reduce the risk of accidents and injuries. GMS’ safety experts can assist you in conducting thorough inspections, developing clear safety policies, leading ongoing training programs, and providing compliance support. Our team can also help reduce workers’ compensation rates and claims.

    By investing in safety, you’re protecting the future of your business. Explore all of the ways that GMS can help you create a safer workplace here! 

  • Protecting your company from potential legal risks is crucial for a successful and compliant workplace. In recent years, the number of lawsuits filed by employees against their employers has increased. While larger corporations often face the majority of these lawsuits, no business is entirely immune to such claims and the associated legal costs.

    While there are numerous concerns regarding the workplace, clients, employees, and legalities, all of them can be costly to your bottom line and business reputation, making it crucial to implement proper safeguards. This is where Employment Practices Liability Insurance (EPLI) comes into play.

    What Is EPLI?

    EPLI is a type of insurance that provides coverage to employers against claims made by employees alleging discrimination, wrongful termination, harassment, and other employment-related issues. Potential claims can include sexual harassment, bias based on gender, race, age, or disability, wrongful termination, negligence, and more. Even if you win the case, plenty of legal costs are associated with these claims, which can chip away at your bottom line. EPLI can protect your business from these kinds of claims by helping to cover the legal costs and damages related to them.

    What Can EPLI Help With?

    Since EPLI coverage protects against employee lawsuits, it is often used to cover claims related to the Americans with Disabilities Act (ADA), the Equal Pay Act (EPA), the Age Discrimination in Employment Act, and other similar laws. It is important to note that having EPLI coverage does not exempt employers from legal obligations; instead, it serves to provide additional protection if a claim is made against them despite their compliance efforts.

    This insurance typically covers legal and court administration fees, witness fees, and expenses related to court-ordered settlements or judgments.

    Importance of EPLI Coverage

    Cost reduction

    Employing EPLI coverage is important for the employer and their business. When a company has a large number of employee-related claims against it, the costs for legal counsel, potential damages, and other lawsuit fees can quickly add up. EPLI coverage acts as a protective layer between your business and the accompanying lawsuit costs, ensuring that a single lawsuit doesn’t jeopardize the company’s bottom line.

    Business protection

    Small businesses don’t always have the money or resources to protect themselves against lawsuits. EPLI coverage provides protection for a variety of claims, including negligence, discrimination, unfair termination, and other related issues. This comprehensive coverage ensures that businesses are protected against multiple potential legal threats.

    Peace of mind

    EPLI coverage allows you to operate a business while focusing on the safety and well-being of your employees. While having EPLI coverage doesn’t guarantee a win in a case or lawsuit, it can provide peace of mind when a claim is filed. Knowing that your business can cover legal counsel and other potential legal or court fees allows you to focus on ensuring compliance, creating a safe and respectful work environment, and growing your business.

    Tips For Reducing Employee Claims and Lawsuits

    While it’s impossible to prevent all claims, you can take steps to minimize the risk of EPLI lawsuits and discourage inappropriate workplace behaviors.

    Continuously update your employee handbook

    Consistently updating your policies is a great way to ensure that employees exhibit appropriate behavior. Implementing strong anti-harassment and anti-discrimination policies is also crucial in providing a respectful workplace. Consistent communication with employees can also help identify any necessary updates.

    Provide training

    By educating employees on proper procedures and best practices, you’re arming them with the knowledge they need to interact with colleagues and within the workplace.

    Run background checks

    Conducting background checks on potential employees not only verifies their qualifications but also helps ensure the safety of your current team.

    GMS & EPLI Coverage

    While understanding and implementing EPLI coverage is a great idea, it can be a complex process. Luckily, working with a professional employer organization (PEO), like Group Management Services (GMS), can make the process easier.

    Alongside our EPLI coverage, we provide additional services that can benefit your business. At GMS, our team will help you create a compliant employee handbook, develop policies for filing and responding to employee lawsuits, and assist in mitigating employment risks. We also offer training on anti-harassment, anti-discrimination, and other essential HR topics for both employees and business owners.

    To learn more about EPLI coverage and how to implement it in your business, download our guide.

  • Whether you’re dealing with workers’ compensation costs or unemployment claims, risk management can be a struggle for any business owner to manage. Effectively mitigating risks, supervising safety protocols, and managing legal liabilities can take time and focus away from business growth and profitability. Fortunately, a professional employer organization (PEO) can help manage these processes and improve your business’s overall safety and risk management.

    What is Risk Management

    Risk management entails identifying and assessing potential risks that could negatively impact a company’s operations, reputation, or financial stability. It consists of evaluating workplace hazards and implementing measures to mitigate or avoid them.

    According to the Occupational Safety and Health Administration (OSHA), millions of workers in the United States experience serious job-related injuries annually. These injuries lead to lost productivity, workers’ compensation claims, and higher insurance rates. Risk management proactively prevents such accidents by identifying hazards and implementing strategies that will safeguard employees.

    Instituting Loss Prevention Strategies

    One way that a PEO can improve your risk management is by instituting loss prevention strategies. These strategies can reduce workers’ compensation claims and improve overall safety. PEOs can help you develop safety programs, write safety manuals and guidelines, implement a drug testing process, or perform workplace inspections. Loss prevention strategies can also include having workers’ compensation insurance, claims representation, and claim investigations.

    Cost containment strategies

    While you can take steps to prevent accidents and terminations, they still happen. In the event a claim is filed, a PEO can handle the following to help you reduce associated costs:

    • Reduce liability for unemployment taxes
    • Help you write detailed handbooks and job descriptions
    • Consult with you on the employee discipline and termination process
    • Ensure you stay compliant with unemployment laws and regulations
    • Provide representation at claims hearings

    Save time and money

    For a small business, workers’ compensation costs can vary from less than $100 to thousands of dollars a year per employee. Workers’ compensation and unemployment claims can’t always be predicted, but you can still reduce the amount of time and money that you spend on legal protection. By implementing safety programs, training, and protocols, you can reduce employee risk. When employees feel safer at their workplace, they are more productive, focused, and have higher morale, all of which can improve your business operations and bottom line.

    GMS and Risk Management

    If you’re searching for ways to improve your risk management and reduce workers’ compensation claims, a PEO like Group Management Services (GMS) could be what you’re looking for. Our team of risk experts are able to develop safety programs and policies to fit your specific industry and workplace. They can also perform worksite inspections, identify potential hazards or accident-prone areas in your workplace, and provide specific, cost-effective solutions.

    Learn more about GMS here!

  • In the construction industry, no two days are alike. Managing multiple crews, juggling job sites, adhering to safety regulations, and keeping projects on schedule leaves little time for payroll, human resources (HR), or benefits. However, neglecting these administrative responsibilities can result in noncompliance, poor retention, safety risks, and burnout. 

    That’s where a professional employer organization (PEO) comes in. By partnering with a PEO like Group Management Services (GMS), construction business owners can offload HR responsibilities, reduce risk, and build a stronger, more efficient workforce. 

    Here’s how a PEO can specifically support your construction business: 

    Payroll Built for Job Sites, Not Desks 

    Processing payroll in construction involves more than just cutting checks. It requires tracking hours across multiple sites, managing prevailing wage requirements, calculating union dues (if applicable), and ensuring accurate job costing. 

    A PEO streamlines all of this by: 

    • Handling complex multi-state payroll 
    • Ensuring compliance with local, state, and federal wage laws 
    • Integrating certified payroll reporting for government contracts 
    • Simplifying job costing by categorizing labor costs per site or project 

    Safer Job Sites and Lower Workers’ Comp Costs 

    Construction sites have higher risks, which means higher workers’ compensation premiums. A PEO helps construction companies mitigate risk and often offers access to more affordable coverage through a shared risk pool. 

    With GMS, you get: 

    • Safety program development and training 
    • Occupational Safety and Health Administration (OSHA) compliance support 
    • On-site inspections and recommendations 
    • Workers’ compensation policy management and claims handling 
    • Return-to-work programs to reduce lost time and costs 

    We’re not just here after an accident; we help you prevent them in the first place. 

    Help With Hiring and Keeping Skilled Workers 

    Hiring in construction is competitive, and retaining good employees is even tougher, especially when small contractors are competing against larger firms with better benefits. 

    GMS gives you the power of a big company by offering: 

    • Access to Fortune 500-level benefits (health, dental, vision, 401(k), etc.) 
    • Recruitment support and applicant tracking systems (ATS) 
    • Streamlined onboarding and digital document management 
    • Tools for tracking certifications and licenses 

    A stronger benefits package makes your job postings stand out and gives your crew a reason to stay. 

    HR Compliance That Keeps You Out of Trouble 

    Between classifying 1099s vs. W-2s, tracking hours, and adhering to ever-changing labor laws, HR compliance in construction can be a minefield. One misstep can lead to audits, penalties, or lawsuits. 

    GMS protects you by: 

    • Managing employee classification and documentation 
    • Ensuring wage and hour law compliance 
    • Maintaining up-to-date employee handbooks and policies 
    • Handling unemployment claims and The Equal Employment Opportunity Commission (EEOC) filings 
    • Providing expert HR guidance when issues arise on-site 

    We help you stay compliant so you can keep your projects moving without disruption. 

    More Time for Project Deadlines: Less Time on Paperwork 

    You didn’t get into construction to sit behind a desk pushing paperwork. Outsourcing your HR functions to a PEO gives you time to focus on what you do best: bidding jobs, managing crews, and growing your business. 

    We handle the behind-the-scenes HR tasks so you can: 

    • Spend more time on-site 
    • Reduce administrative burnout 
    • Gain peace of mind knowing your business is protected 

    Build Smarter with a Trusted PEO Partner 

    The construction industry is high-stakes and fast-paced. The last thing you need is to get tripped up by an HR issue that could’ve been avoided. When you partner with GMS, you get more than just outsourced services; you get a strategic partner who understands the demands of your industry and helps you stay ahead. 

    Let us take the heavy lifting off your plate. Contact us today to learn how GMS can help your construction business grow with confidence.