• Beginning January 1, 2015, OSHA will begin enforcing new rules and requirements according to a recent article in Construction Equipment Guide. This new rule applies to companies that fall under Federal OSHA jurisdiction. (Do you know if your company falls under this category?)

    This rule change stems from a Bureau of Labor Statistics report that 4,405 people were killed on the job in 2013. Under this new rule “employers will be required to notify OSHA of work-related fatalities within eight hours, and work-related in-patient hospitalizations, amputations or losses of an eye within 24 hours. Previously, OSHA’s regulations required an employer to report only work-related fatalities and in-patient hospitalizations of three or more employees. Reporting single hospitalizations, amputations or loss of an eye was not required under the previous rule.”

    Even employers who are typically exempt from reporting workplace injuries will be required to comply with this new ruling.

    Additionally, OSHA has updated the list of industries that are required to routinely keep and complete injury and illness records. In the past, those that were exempt based on their Standard Industrial Classification (SIC) code, they are now based on how relatively low their reported injury and illnesses are. Those employers with fewer than 11 employees will still be exempt.

    Learn more:

    Workplace Injuries by the Numbers

    3 Barriers to Workplace Safety Programs 

  • For many employers, hearing that the Equal Employment Opportunity Commission (EEOC) has issued a ruling sounds a lot like fingernails on the chalkboard. They know it’s there, but they don’t often want to hear it.

    Pregnant business woman.

    A couple of weeks ago in a 3-2 decision, the EEOC issued new enforcement guidance under the Pregnancy Discrimination Act (PDA) that also covers possible workplace accommodations.  

    According to Bloomberg, a revision to the 1983 EEOC Compliance chapter on the PDA “requires employers to offer light duty to pregnant employees if they make light duty available to non-pregnant employees similar in their ability or inability to work.” The PDA was a 1978 amendment to Title VII of the 1964 Civil Rights Act. The implementation of this was partly due to pending issues before the Supreme Court.

    What this guidance essentially does is put pregnancies in the same category as a Worker’s Comp claim. If, as an employer, you offer light duty to employees that were hurt on the job, you now have to offer that same accommodation to a pregnant employee. In other words, if an employer offers light duty only to an employee injured on the job and not to a pregnant employee, that employer is in violation of the PDA.

    As most small-business owners spend their days wearing many hats trying to grow their business, they don’t often have the time to spend reviewing every government agency regulation change that comes down the pike. All too often, they find out about it after the fact.

    That’s where a PEO like GMS, comes in. If you’re interested in learning how GMS can help keep you compliant with ever-changing government regulations while at the same time lowering your risk management and benefit costs, give us a call at 330-659-0100 today.

  • True or false: You can’t do anything to manage your company’s unemployment tax rates?

    If you answered true, you answered incorrectly. But take heart because:

    1. Many other business owners would have also answered “true”
    2. There is actually a lot you can do to manage unemployment tax rates

    Unemployment Tax: It’s All in the Details

    When it comes time to let an employee go, the best thing you can do to protect yourself from unemployment claims happens well before you want to terminate the employee and everything needs to be in writing. You’ll be much more likely to win the case if you provided your former employer with documentation like:

    • Employee handbooks, signed by the employee
    • Detailed job descriptions, signed by the employee
    • Written warnings with employee sign-off
    • Progressive disciplinary actions

    How a PEO Can Help

    PEOs like GMS take an active approach in managing risks related to unemployment claims. In the process, PEOs save you time, increase cashflow, and eliminate your liability. Best of all, you retain full control over your employees.

    More specifically, GMS helps by:

    • Writing employee handbooks and job descriptions for you
    • Actively consult throughout the employee discipline and termination process
    • Provide representation on your behalf at claims hearings
    • Administering and reports all your company’s unemployment taxes

    Your Next Step is Easy

    Okay, so we started this post with a tricky question. Now it’s time to end it with an easy one.

    True or false: It’s time to call GMS?

    See! We told you that would be an easy one. Here’s our number: 330-659-0100

  • There are a lot of factors that go into determining what your business’s workers’ compensation rates will be. But the simple truth is this: the more claims your employees file, the higher your rate will be.

    Fortunately, there are two strategies you can follow that will limit the amount of time and money you spend dealing with workers’ compensation claims.

    Loss Prevention Strategies

    They say that prevention is the best medicine. That holds true for workers’ compensation management, too!  Here’s a quick list of actions that you can take to reduce the risk of workplace injuries, and, therefore, claims:

    Provide safety training programs

    • Create employee safety manuals
    • Clearly establish workplace safety guidelines
    • Undergo regular workplace inspections
    • Implement drug-free and drug–testing programs
    • Implement  injury reporting procedures

    Cost Containment Strategies

    In the State of Ohio, if a company has a better safety record than the average company of  their industry,  the company may qualify for what’s called a group rating program.

    In essence, all this does is gives a group of companies with good safety records the opportunity to qualify for workers’ compensation rate discounts. In some cases, companies can qualify for discounts of 50% with the group rating program.

    If you’re not taking advantage of these strategies, the time to start is now. And if you’re not sure where to begin, give us a call at 330-659-0100 today.

  • You’re looking to hire a new candidate or thinking about promoting an employee from within your company.

    But before you take a step further you want to run a background check. What are the legal requirements and information you need to be aware of as an employer before you start this process? We do our best to give you an overview on the process below.

    Information requested for a background check depends on the employer and the job involved. For some jobs, a state or federal law requires the employer to conduct a background check. Working with children, the elderly, or people with disabilities are examples of jobs that require a criminal background check. 

    What information is included in a background check? 

    Many of the sources for a background check are public records created by government agencies. However, the detail of a background check can vary from a simple verification of an applicant’s Social Security number to a detailed account of the potential employee’s history and acquaintances. 

    Some information that may be included in a background check are

    • Driving records
    • Vehicle registration
    • Credit records
    • Criminal records
    • Social Security number
    • Education records
    • Court records
    • Bankruptcy
    • Character references
    • Neighbor interviews
    • Medical records
    • Property ownership
    • Military records
    • State licensing records
    • Drug test records
    • Past employers
    • Personal references
    • Incarceration records
    • Sex offender lists 

    What information cannot be included in a background check?

    According to the federal Fair Credit Reporting Act (FCRA), which sets national standards for employment screening, the following information cannot be reported*

    After 7 years: 

    • Civil suits, civil judgments, and records of arrest, from date of entry
    • Paid tax liens 
    • Accounts placed for collection 
    • Any other negative information (except criminal convictions) 

    After 10 years:

    • Bankruptcies
    *However, the above reporting restrictions do not apply to jobs with an annual salary of $75,000 or more a year (FCRA §605(b)(3)).
     

    What effect has social media had on background checks?

    Have you “Googled” yourself lately? If you haven’t, give it a try. Type your name in quotation marks in a couple of the major search engines and see what comes up.

    In this information rich age, it’s more and more likely that employers will conduct this same search prior to bringing on a new hire. Some employers will even search social networking sites, like Facebook, for the profiles of applicants. This means an employee’s online reputation can be a factor in swaying the hiring decision– whether people are aware of it or not. 

    So, we encourage everyone (employees and employers) to be aware of what they are putting out on the internet. Imagine your future employer, future employee, best friend or boss viewing the content- what would they think?  

    What must employers do to be in compliance before requesting a background check? 

    Before you get a background check you must:

    • Tell the applicant or employee
    • Get written permission from the applicant or employee
    • Certify compliance to the company from which you are getting the applicant or employee’s information. 
     
    For more detailed information before using a background check (also known as a “consumer report”), review this helpful information from the Federal Trade Commission. Using Consumer Reports: What Employers Need to Know.
     
    As you can see, it isn’t as simple as just “running a background check”. The process can be more complex and confusing than many employers realize. 
     
    If you outsource your human resources functions to GMS, we can easily manage the background check process (and many other services) for you. Then you can spend more time running your business instead of sorting through legal documents about background checks. Contact us if this sounds like a good plan. 
     
    Happy recruiting!
     
  • There are a lot of factors that go into determining what your business’s workers’ compensation rates will be. But the simple truth is this: the more claims your employees file, the higher your rate will be.

    Fortunately, there are two strategies you can follow that will limit the amount of time and money you spend dealing with workers’ compensation claims.

     Protect yourself from worker’s compensation issues with Group Management Services.

    Loss Prevention Strategies

    They say that prevention is the best medicine. That holds true for workers’ compensation management, too!  Here’s a quick list of actions that you can take to reduce the risk of workplace injuries, and, therefore, claims:

    Provide safety training programs

    • Create employee safety manuals
    • Clearly establish workplace safety guidelines
    • Undergo regular workplace inspections
    • Implement drug-free and drug–testing programs
    • Implement  injury reporting procedures

    Cost Containment Strategies

    In the State of Ohio, if a company has a better safety record than the average company of  their industry,  the company may qualify for what’s called a group rating program.

    In essence, all this does is gives a group of companies with good safety records the opportunity to qualify for workers’ compensation rate discounts. In some cases, companies can qualify for discounts of 50% with the group rating program.

    If you’re not taking advantage of these strategies, the time to start is now. And if you’re not sure where to begin, give us a call at 330-659-0100 today.

  • Many small business owners can tell you in a given day what they are paying for fuel in their fleet of vehicles, how much their labor costs are, what their inventory costs are, etc., etc., but most cannot tell you their Unemployment Tax Rate.

    No, it’s not because owners don’t care about the bottom line. More likely, this is because many business owners do not understand that Unemployment Tax is an expense that can be controlled.

    You can save time and money by partnering with a PEO to help manage your unemployment claims risk.

    The Factors of Unemployment Tax Rates

    There are many factors that make up the rate that a company is charged. For example, a seasonal work force and your company’s unemployment claims history can have a dramatic impact on what you pay.

    The Burden of Unemployment Tax Rates

    High unemployment tax rates can become a major financial burden on a company that, left unchecked, can prevent you from reinvesting in new equipment, new employee perks, and more. Your company also loses production hours dealing with the unemployment hearing process.

    The Solution to Unemployment Tax Rates

    Employing a Professional Employer Organization like GMS can assist in controlling this risk in several ways:

    • The use of strategic human resources solutions
    • Specific job descriptions to lay out expectations of performance
    • Employee handbooks to build a solid platform for any company structure
    • Provide guidance to navigate the ever expanding and difficult world of employee relations
    • Provide back office assets to assist a business owner during the hearing/claim process

    In the State of Ohio, the home state of GMS, the average win rate of employers fighting unemployment claims is about 50%. By contrast, in the past year, the success rate for GMS was over 90%.

    Give us a call today at 888-823-2084 or contact us online to explore how GMS can make your business simpler, safer, and stronger!

  • Human resources is a very important part of any business, but it can take a lot of time and money to properly manage. Even then, there are cashflow hurdles that you may come across simply because you aren’t an HR professional with all of the proper tools of the trade.

    A Professional Employment Organization (PEO) like GMS can get over those hurdles because HR is what we do. We’ve already discussed how a PEO can improve your cashflow through loss prevention, cost containment, payroll, and unemployment claims management strategies, but there’s another major factor as to how we can save you money: economy of scale.

    PEOs make your business stronger through economies of scale.

    Bigger Scale, Bigger Value 

    What the heck do we mean by economy of scale? Economy of scale is the term for the cost advantages that enterprises obtain due to size, output, or scale of operation. In short, GMS can get you lower premiums and tax  burdens because we represent roughly 20,000 workers over 850 different companies.

    That means you can get competitive benefits that attract talented applicants and retain valuable employees, all at a reduced rate. Even if you own a small business, our expertise can help your bottom line because of economy of scale.

    PEOs Are an Extension of Your Business

    You don’t need to own a big business to get big-business treatment. In fact, think of a PEO as an extension of your company – one that helps your bottom line and makes your life simpler, and you never have to fear about losing control of your business

    GMS can save you time and money, so get a quote from us today if you think that a PEO is the right move for you.

  • The unemployment process isn’t an easy one, both for the former employee and the employer. While many small- and medium-sized companies view unemployment as an unmanageable major expense, there are ways that you can save money so that the process isn’t as much of a threat to your company’s cashflow.

    Professional Employment Organizations (PEO) can protect your business from unemployment claims, while helping your business’ bottom line, allowing you to focus on the future without being held back by the past.

    Work with a PEO to help your bottom line when it comes to the unemployment claims management.

    How Much Can Unemployment Really Cost Me?

    That can depend on a couple of things. After taking in factors like your state, company size, and unemployment claim history, unemployment taxes can cost your business anywhere from hundreds of dollars to tens of thousands of dollars per year.

    Protecting Your Business

    It’s hard to predict what the future may bring, so you need to prepare for potential issues. You can protect yourself in unemployment cases by providing detailed employee handbooks for new employees and issuing written warnings that require sign-off from offenders. 

    PEOs, like GMS, can also help businesses reduce unemployment tax risks in a number of ways. Specifically, PEOs:

    • Reduce liability for unemployment taxes

    • Help you write handbooks and job descriptions

    • Consult with you on the employee discipline and termination process

    • Ensure you stay compliant with unemployment laws and regulations

    • Provide representation at claims hearings

    Saving Money While Maintaining Control

    By working with a PEO, like GMS, you can increase cashflow and eliminate liability. And just like with our loss prevention, cost containment, and payroll strategies, you retain full control over your employees while freeing up time for you to focus on growing your business.

    Contact us today to find out how much a PEO can help your business improve its bottom line through unemployment claims management.

  • Accidents happen, which is why workers’ compensation is a mandatory expense. Still, high rates can destroy your cashflow. 

    In my last post, I talked about how loss prevention strategies help prevent accidents in the first place, which can lower your rates. Today, I’d like to explain how an effective Cost Containment strategy can cut your costs, even if a claim is filed. 

    Risk management can benefit your business’ budget. Contact GMS to find out how a PEO can help.

    Cost Containment Services

    Many business owners consider worker’s compensation a cost of doing business. But professional employer organizations (PEOs) give you options to contain that cost.

    PEOs help you:

    • Choose the most appropriate workers’ compensation coverage for your group

    • Negotiate competitive programs with insurance providers

    • Implement a return-to-work program

    • Keep good records that can be used during the claims process, and more.

    Packaged together, these services make a huge difference in what you spend on workers’ compensation.

    More Than Just Cash Savings

    It is often said that your time is your most valuable asset. If you’re spending too much time fighting workers’ compensation claims, you aren’t focused on growing your business. 

    Many PEOs save you time by offering the following services:

    • Claims investigation

    • Claims certification

    • Hearing representation

    • And merit rate predictions

    We handle the details so you have the time to grow your business again.

    Better Cashflow Through a PEO

    We are extremely successful at fighting our clients’ workers’ compensation claims, saving them clients thousands of dollars in the process. If you’re tired of dealing with rising worker’s compensation costs, or simply want to know more let’s talk.