2025 W-2 Forms are now available in your GMS Connect employee portal here.

  • NOX US, an Ohio vinyl tile manufacturer faces over $1.2 million in proposed penalties from the U.S. Department of Labor Occupational Safety and Health Administration (OSHA). Since February 2017, there have been seven worksite injuries after incorrectly following mandatory machine safety procedures. In addition, NOX US recorded at least 13 serious injuries at the Fostoria, Ohio, plant which were caused by exposure to burn and amputation hazards. All incidents put the Fostoria plant on OSHA’s Severe Violator Enforcement Program in 2017.

    NOX US LLC

    NOX US was founded in 1994 and focuses on luxury vinyl tile flooring innovation, design, and manufacturing for global customers. They continue to lead the industry with innovation and expertise. In addition, they offer superior quality control with their integrated vertical production system. They control the complete manufacturing process in their facilities to meet their customers’ various needs.

    The Most Recent Incident

    On April 28th, 2022, OSHA inspectors responded after a worker suffered severe injuries after being caught in a machine on the worksite. This inspection found that the worker’s finger was caught in a rotating spindle on a plastic winding machine and their body was pulled around the machine’s spindle. This employee was at the company for only six short weeks and suffered multiple severe injuries requiring surgery. OSHA cited NOX US with the following:

    • Eight willful violations
    • One repeat violation
    • Six serious violations
    • One other-than-serious violation for exposing workers to machine hazards, lacking personal protective equipment, and failing to train their workers on safety hazards and precautions

    Be Proactive Before It’s Too Late

    While this is a terrible accident that could’ve been prevented, it’s vital you use this example as a lesson to get the protection you need. Thankfully, GMS can help business owners take a proactive approach to workplace safety through various services. These strategies include:

    • Onsite consulting
    • Jobsite inspections
    • Accident and injury investigations 
    • OSHA inspection and citations assistance 
    • And more!

    Contact GMS today to talk to our safety experts to ensure you’re following all rules and regulations as well as keeping your employees safe. 

  • In its Quarterly Experience Report, the Workers’ Compensation Insurance Rating Bureau of California reported that written premiums were up by 27% due to higher employer wage levels and economic recovery following the COVID-19 pandemic. 

    The report concluded that:

    • California’s written premiums for the first six months of 2022 were 27% above that for the first six months of 2021 caused by the economic recovery.
    • The average charged rate for the first half of 2022 was 3% below that for 2021, making it the lowest in decades. 
    • The projected combined ratio for 2021, including COVID-19 claims, is eight points higher than in 2020 and 33 points higher than the low point in 2016. 
    • The average claim closing rates declined sharply beginning in the second quarter of 2020 due to the pandemic. After bottoming in 2021, average claim closing rates are beginning to increase in 2022. 
    • Medical service costs per claim increased by 3% in 2021, driven by an increase in the average paid per medical service transaction. 

    The Impact GMS Has On Your Business

    As workers’ compensation rates continue to climb in California, GMS can provide a better rate than what the state has to offer. Our workers’ compensation specialists help minimize your exposure, maintain records, and complete best practices that keep your business compliant with OSHA. Sharee Andrade, GMS’ Senior Director of Risk Management Underwriting expressed, “GMS helps businesses on all levels. We offer a robust workers’ compensation policy that covers 47 out of the 50 states, ensuring you stay compliant with state and federal laws. Our risk management team is yours as well. Our team of experts helps with underwriting, safety protocols within workplaces, and handle the claims process from start to finish.” Contact us today to learn more.

  • On September 24th, 2022, Arizona Senate Bill (SB) 1403 took effect. Following the effective date, the Arizona workers’ compensation statute will be amended to add section A.R.S. § 23-1061(N). The purpose of SB 1403 is to outline the reporting requirements related to when an insurance carrier or self-insured employer receives written notification of injury from an employee who was injured on the job and intends to file a compensation claim.

    Understanding The Provisions 

    The provision requires an insurance carrier or self-insured employer, upon receipt of written notification of injury from an employee who was injured and intended to file a compensation claim, to:

    • Forward the written notification of injury and intended claim for compensation to the Industrial Commission of Arizona (ICA) within seven business days
    • Inform the employee of the employee’s requirement to file a claim with the ICA

    Additionally, the new provision suspends the one-year deadline by which an employee or other entitled party may file a claim after the insurance carrier or self-insured employer receives written notification of the injury and intended compensation claim. The deadline for forwarding the written notice to the ICA is the date the insurance carrier or self-insured employer receives the written notification.

    Failure to report by the insurance company and the self-insuring employer could relieve the injured workers of their requirement to file the claim within one year under A.R.S. & 23-1061(A). The new form for insurance companies and/or self-insuring employers to file a written notification can be found here.

    Stay Up To Date By Partnering With GMS

    At GMS, we understand the complexity of staying up to date with ever-changing rules and regulations. In addition, we know how expensive workers’ compensation claims can be if they aren’t handled correctly. The formula for determining your company’s workers’ compensation rates is complex, but the concept behind it is simple – the more claims that your employee’s file, the higher your rate will be. The good news is that GMS partners with businesses to control their workers’ compensation insurance rates and protect them from costly claims. Ready to partner with a company that provides you with workers’ compensation experts that ultimately save you time and money? Contact us today and get your workers’ compensation risk under control.

  • The California legislature passed Assembly Bill (AB) 2188, which prohibits employers from discriminating against a person in hiring, termination, or any term or condition of employment based on the individual’s use of cannabis off the job and away from the workplace. This bill passed the Senate in late August, gave a concurrence vote in the Assembly, and was finally approved by California Governor Gavin Newsom on September 18th. Governor Newsom signed this bill to strengthen California’s cannabis law, expand the legal cannabis market, and redress the harms of cannabis prohibition. This law will take effect in January 2024.

    Marijuana Laws In California 

    California was the first state to allow medicinal cannabis use when voters passed the Compassionate Use Act in 1996. Medical marijuana refers to using marijuana to treat certain medical conditions, including:

    • Easing pain
    • Controlling nausea and vomiting 
    • Making a person feel like eating
    • Relieving symptoms in people who have multiple sclerosis, Crohn’s disease, inflammatory bowel disease, and epilepsy

    Today, cannabis is legal in California for medicinal and adult recreational use. Recreational marijuana refers to marijuana that is grown and sold recreationally to adults over the age of 21. The cannabis industry is strictly regulated to ensure:

    • Businesses operate safely
    • Products are contaminant-free and labeled to inform purchasers
    • Cannabis is kept away from children

    Although California has made significant progress since the legalization of cannabis, local opposition, rigid bureaucracy, and federal prohibition continue to pose challenges to the industry and consumers.

    Understanding AB 2188

    Bill AB 2188 prevents employers from discriminating against an applicant or employee who fails a drug test that detects non-psychoactive cannabis metabolites in their urine, blood, hair, or bodily fluids. It’s vital for employers to understand the new law and what the test is evaluating at a high level. Tests that are currently available don’t accurately indicate a level of intoxication from marijuana as they would for alcohol. It can be challenging for employers to determine whether someone is impaired and when the substance might have been consumed when a test returns positive.

    As an employer, you can begin implementing practices under the new law, including:

    • Ensuring you have updated policies for drug testing
    • Focusing on the person’s conduct while performing their job duties to determine if they have reasonable suspicion
    • Using the proper drug tests

    How GMS Comes Into Play

    With ever-changing rules and regulations, it’s vital as the business owner to stay up to date with changes. When you partner with GMS, our experts ensure you stay on top of the evolving legislation, so your business remains compliant with state laws. Although marijuana has been legal in California, implementing new rules and policies in the workplace can still be challenging. We work with you to create a simpler, safer, and stronger workplace for you and your employees. Contact us today to start your partnership with GMS.

  • Individual state governments continue to propose and adopt legislation requiring businesses to ensure consumers’ privacy rights; however, some states are preparing faster than others. All companies in Michigan, Ohio, and Pennsylvania should be prepared for changes that could be coming their way. The three states have considered implementing bills similar to California’s strict law.

    The California Consumer Privacy Act (CCPA) gives consumers more control over the personal information being collected about them. This law secured new privacy rights for California consumers, including:

    • The right to know about the personal information collected and how it’s used and shared
    • The right to remove or delete personal information 
    • The right to opt-out of the sale of their personal information 
    • The right to nondiscrimination when exercising CCPA rights

    What This Means For Michigan, Ohio, & Pennsylvania

    Should Michigan, Ohio, and Pennsylvania implement a law similar to the CCPA, it would require covered businesses to enforce policies and procedures that provide privacy rights to consumers. If you’re a business owner in one of these states, it is vital to understand the requirements, as they could impact your business.

    Michigan

    The Michigan legislature is considering the Consumer Privacy Act that would apply to for-profit entities conducting business in Michigan or producing products or services targeted at Michigan residents.

    Should the Michigan legislature pass, it would provide consumers with the following rights: 

    • The right to access the personal data collected about an indiviual
    • The right to request that a business is to correct any personal data about them that is inaccurate
    • The right to opt-out of the processing of personal data for purposes of targeted advertising or profiling 
    • The right to obtain the personal data that they provided to the business in a portable and readily usable format
    • The right to opt-out of the sale of the consumer’s data

    Ohio

    The Ohio Personal Privacy Act applies to certain for-profit entities in Ohio. This also includes producing products or services targeted to consumers within the state that has met specific requirements. In addition, this act would exclude specific organizations from its coverage, including state agencies, institutions by HIPAA, and more.

    The act would provide consumers with the following rights:

    • The right to access personal data collected about them
    • The right to request the removal of personal data collected from a consumer for business purposes retained in electronic formats 
    • The right to opt-out of data being processed or transmitted
    • The right to request your data must be provided electronically in a portable, easily usable format
    • The right to opt-out of the sale of personal data of the consumer

    Pennsylvania 

    The Pennsylvania legislature is considering three pieces of legislation: the Consumer Privacy Act and two bills called the Consumer Data Protection Act. The Consumer Privacy Act provides consumers the same rights as the Michigan Consumer Privacy Act.

    The Consumer Data Act applies to for-profit entities that do business in Pennsylvania and meet specific limitations. This act is different from the Consumer Privacy Act as it does not include the right to correct misinformation, restrict the processing of personal data for targeted advertising or profiling, or obtain data in a portable format. In addition, the Consumer Data Act provides for a private right of action when a consumer whose non-encrypted or non-modified personal information is subject to unauthorized access and exclusion, theft or disclosure, to implement and maintain appropriate security procedures and practices resulting in a breach of the business of duty.

    The act includes: 

    • The right to access personal data collected about them
    • The right to request that the business remove any personal information it collected from the consumer
    • The right to opt-out of the personal data of the consumer 

    What’s Next 

    No matter where your business operates, it’s vital to understand the ever-changing laws in each state. As states are beginning to implement similar laws to California, Ohio, Michigan, and Pennsylvania regarding privacy. As a business owner, staying on top of the evolving rules and regulations is essential. When you partner with GMS, you gain access to experts and resources that will help you do so. We partner with small businesses to take on the administrative burdens they don’t have time to handle. Stop worrying about the future and partner with GMS. Contact us today.

  • The U.S. Department of Labor’s Occupational Safety and Health Administration (OSHA) cited Woodbridge Englewood Inc. for one willful and nine serious violations, with the proposed penalties equaling $271,403. It is determined that the company was cited for exposing their workers to fires while failing to properly train them on initial stage fire identification and the use of fire extinguishers. This was followed by federal safety investigators receiving a referral from a local fire department that had responded to 13 fires at this company in two years.

    Woodbridge Englewood Company 

    Woodbridge Englewood, formerly known as Hematite, is a designer and manufacturer of automotive and industrial components. Its products include insulators, body plugs, acoustic wheel liners, underbody shields, lower air deflectors, aero shields, under-engine covers, and more. Woodbridge Englewood has multiple locations across the country, with its headquarters in Canada. However, this incident occurred at its Clayton, Ohio, location.

    OSHA’s Findings

    Between June 2020 and June 2022, Woodbridge Englewood Inc. had 13 fires at its facility. OSHA found that the polyethylene material this company heats to create molten plastic for automotive parts catches on fire in the ovens. In addition, the material is easily ignited, even by static, and is very difficult to put out when a fire occurs. Employees combated fires with extinguishers, which lessened repair costs and production time, rather than allowing sprinklers to activate, endangering workers.

    Ken Montgomery, OSHA Area Director in Cincinnati, Ohio, stated, “the company must immediately review its emergency action plans and the process for storing and handing flammable materials. Incorporating training and protective measures will help minimize fires and protect workers on the job.”

    Be Proactive, Partner With GMS

    At GMS, our safety experts are here to ensure a similar situation similar to this Ohio manufacturer doesn’t happen in your warehouse. It’s essential your employees are given the right tools to succeed while creating a culture of safety to minimize any risks their daily activities may carry. GMS can help business owners take a proactive approach to workplace safety through various services, including:

    • Onsite consulting
    • Job inspections
    • Accident and injury investigations
    • Training
    • Job hazard analysis (JHA) and standard operating procedures (SOP)
    • OSHA inspection and citation assistance 

    Want to make your workplace a safer place? Contact us today. 

  • According to a report released by the Texas Department of Insurance, 24% of workers in Texas who had approved COVID-19 workers’ compensation claims received medical or hospital/facility services one-month post-injury. In addition, the division reported that 74 insurers in Texas saw more than 90,000 COVID-19 claims and 459 fatalities.

    Sixty-eight percent reported had involved employees who tested positive or had been diagnosed with COVID-19. It was determined that insurers had denied 39% of COVID-19 claims for tests that came back positive. However, with more than 22,000 denials of COVID-19 claims with positive tests or diagnoses, there were only 207 disputes filed with the Division of Workers’ Compensation as of August 7th.

    Of the 35% of the medical and indemnity claims:

    • 89% of the hospital/facility payments were made for inpatient services
    • 8% for outpatient services
    • 3% for other

    How GMS Can Help You

    While COVID-19 is unpredictable and we can’t stop the spread completely, our team of experts can certainly help you take steps to prevent the spread of COVID-19 in your workplace. While you probably already have a safety protocol in place for COVID-19, our risk management team can do a walkthrough of your building to ensure you are taking all necessary steps. Partnering with GMS makes your business simpler, safer, and stronger. Let us take on the administrative burdens so you don’t have to. Contact us today.

  • With recent news regarding gun control, there has been additional confusion over when, where, and how weapons can be carried. Laws and regulations related to carrying firearms, specifically concealed guns and where weapons can be carried, continue to change.

    The Second Amendment of the U.S. Constitution states, “a well-regulated militia, being necessary to the security of a free state, the right of the people to keep and bear arms, shall not be infringed.” As a business owner, you may wonder how this affects your business. To remain compliant with evolving legislation, employers should communicate expectations consistently throughout their organization.

    Safe Work Environment 

    Employers must provide a workplace for employees that does not pose a severe risk of harm. A weapons-free workplace policy sets the stage for a safe work environment. There should be training for any possible incidents of workplace violence, including those that involve weapons. For this to happen, employers must assess risks through a workplace audit. This will allow the workplace to be prepared should an incident occur.

    In addition, you must monitor any additional changes to relevant laws and regulations. Understand that laws vary at local and state levels. If you’re a business owner with office locations in multiple states, you must understand each law that could impact the organization.

    Ensure you are consistent when issuing and maintaining policies and procedures throughout the workplace. If you’re an employer who enforces a strict no-weapons policy, it must be implemented fairly throughout the organization. For example, if no employee is allowed to have a weapon in the workplace, this policy should include all employees, even executives such as the CEO.

    How Will You Protect Your Employees?

    Partnering with a PEO such as GMS can provide you with the resources you need to make informed decisions. Our safety experts conduct walkthroughs of your facility to ensure you remain compliant with OSHA rules and regulations. In addition, our HR experts work with you to create employee handbooks. If you already have an employee handbook written, we can help you update it with a no-weapon policy. Contact us today to learn more.

  • A bill amending workers’ compensation benefit requirements for employees who sustain an injury while working from home goes into effect on September 23rd. House Bill 447 states that an employee who works from home and is injured is compensable under Ohio’s workers’ compensation system only if:

    • The injury arises out of the employee’s employment
    • Was caused by a special hazard of the employee’s employment activity
    • It is sustained during an activity undertaken by the employee for the exclusive benefit of the employer

    The bill restricts the definition of injury for employees who work from home. Previously, if a remote worker was injured, it was compensable if sustained during and arising out of their employment. The bill is meant to codify the limitations of work-from-home injury claims, says Philip Fulton, a Columbus-based injured workers attorney.

    Lower Your Risk Of Workers’ Compensation Claims 

    GMS helps you lower your risk of workers’ compensation claims. By helping you reduce the risk of accidents and potential claims, you receive a much lower rate than what the Bureau will offer. Should an injury happen to an employee while working from home, GMS will make the overall claim determination and will cover all medical and compensation costs. Learn more by contacting us today.

  • For many business owners, a visit from the Occupational Safety and Health Administration (OSHA) can be a nerve-wracking experience. OSHA conducts tens of thousands of inspections each year to ensure that businesses maintain their legal responsibility to protect employees from injuries and illnesses.

    No employer wants to see an OSHA inspector at their door, but that doesn’t mean you can’t be prepared. Let’s break down what can trigger OSHA inspections and what employers can do to make the experience as quick and painless as possible.

    What Causes OSHA Inspections To Happen?

    There are several reasons why OSHA may conduct an unplanned visit to your business, but some are more likely to trigger an inspection than others. The following reasons can all cause OSHA to come knocking on your door and are ranked in order of priority.

    1. High-hazard environments with issues that pose imminent danger.
    2. Someone died or multiple people were hospitalized on a job site.
    3. Employees on-site filed complaints or requested an inspection.
    4. Other agencies, businesses, or individuals referred a worksite for OSHA investigation.
    5. OSHA is following up on a previous inspection to determine if the violations have been corrected.
    6. A visit was pre-planned because a workplace previously experienced high incident rates or is in a hazardous industry.

    Generally, the majority of OSHA inspections are surprise events. According to OSHA, there are only four instances when the organizations will give advance notice for inspections:

    • OSHA needs to involve management to immediately address cases of apparent imminent danger.
    • An inspection requires special preparation or must be conducted after regular working hours.
    • If management and worker representatives are not likely to be on-site unless they have advance notice.
    • If the OSHA area director thinks a more complete inspection is necessary, such as an investigation following a fatality.

    How To Prepare Ahead Of Time

    Workplace safety begins long before an OSHA official stops by for a walkaround inspection. Preventative safety measures can help drastically limit the odds of accidents and ensuing visits from OSHA.

    Conduct jobsite inspections and risk assessments

    The best way to prevent accidents and inspections is to eliminate issues that lead to them. Take some time to identify and eliminate potential hazards on your worksites. Everything from minor trip hazards to missing safety equipment can lead to problems, so a proactive approach can save you and your employees from physical harm and future headaches.

    Train employees on workplace safety

    The better educated your employees are about workplace safety, the more likely it is that they will safely perform their jobs. Ongoing training sessions can teach your workforce everything they need to know about workplace safety, including:

    • What personal protective equipment (PPE) is required on the job, when it’s needed, and how to properly wear it.
    • Special safety procedures, such as fall protection guidelines.
    • How to identify hazards and report them.
    • Proper procedures for how to use and store workplace tools, equipment, and machinery.
    • Best practices for fire safety, first aid, and other needs.
    • Next steps to take in the event of an accident or other incident.

    Maintain safety documentation

    A well-defined set of workplace safety policies is an effective way to encourage employees to adopt safe work habits and a valuable compliance tool. Update your employee handbook to include safety and health policies included in your workplace safety program.

    Even if you have existing policies in place, review them to ensure there are no gaps and that they are up to date. You should also keep records of any relevant safety data, including:

    • OSHA 300 logs
    • Safety data sheets
    • Safety training and toolbox training sign-in sheets

    What To Do During An OSHA Inspection

    Preventative measures can help your business drastically reduce workplace accidents and OSHA inspections. However, it’s important to act accordingly if OSHA arrives with an inspection warrant. The following tips can help you protect your business and make the inspection go as smoothly as possible for both parties.

    Know your rights

    During an OSHA inspection, you have the right to take measures to protect your business. The Society for Human Resource Management (SHRM) recommends that employers know about the following rights they can use to their benefit:

    • OSHA may not inspect a workplace without administrative probable cause and a warrant, giving employers some room to negotiate a reasonable scope for the inspection.
    • Employers have the right to exclude nonemployee third parties from the inspection process.
    • Employers have the right to an opening conference that they can use to:
      • Negotiate the inspection scope.
      • Ask questions about the purpose and cause of the inspection.
      • Establish ground rules for how the inspection will proceed, including document collection, conducting interviews, and gaining physical access to the facility.
    • If an investigation was triggered by an employee complaint, employers have a right to obtain that complaint before consenting to an investigation.
    • Employers can accompany the OSHA compliance officer at all times during the inspection walkaround and document evidence alongside them.
    • After the inspection is complete, employers have the right to contest any OSHA citations.

    Be civil and accommodating when the inspector arrives

    The arrival of an OSHA inspector isn’t something you want to see, but it’s still important to be civil and accommodating when they’re in your workplace. While employers can use their rights to protect themselves and their company, it’s essential that you don’t do anything that can be viewed as an obstruction of the investigation. Don’t do anything that would prevent the inspector from doing their job; otherwise, your business could face criminal penalties.

    Another great reason for civility is that acting in good faith goes a long way in the eyes of OSHA. If you don’t act like you’re trying to hide something, the inspector is more likely to be lenient if they do find any issues and deal out penalties. This doesn’t mean that you need to provide info you aren’t asked about, but working with the investigator goes a long way toward making the investigation quicker and easier.

    Stay with the inspector

    If someone from OSHA is on site, make sure they’re not alone. Accompany the compliance officer wherever they go. Ensure you can see what they see and collect the same information as them, in case you need to defend your business against a citation.

    If you can’t stay with them, ensure that an authorized representative stays with the inspector in your place.

    Work With Safety Experts Who Can Help Protect Your Business

    It’s not always easy to maintain a culture of safety, but taking the time and effort to do so can make a major difference for both you and your employees. Fortunately, you don’t have to address workplace safety and OSHA inspections alone.

    GMS partners with business owners to make their business a safer place. We use cost containment and loss prevention strategies to improve workplace safety, manage the OSHA inspection process, and lower workers’ compensation costs. Contact GMS today to learn more about how our risk management services can protect your business and save you time.