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  • Whether you’re dealing with workers’ compensation costs or unemployment claims, risk management can be a struggle for any business owner to manage. Effectively mitigating risks, supervising safety protocols, and managing legal liabilities can take time and focus away from business growth and profitability. Fortunately, a professional employer organization (PEO) can help manage these processes and improve your business’s overall safety and risk management.

    What is Risk Management

    Risk management entails identifying and assessing potential risks that could negatively impact a company’s operations, reputation, or financial stability. It consists of evaluating workplace hazards and implementing measures to mitigate or avoid them.

    According to the Occupational Safety and Health Administration (OSHA), millions of workers in the United States experience serious job-related injuries annually. These injuries lead to lost productivity, workers’ compensation claims, and higher insurance rates. Risk management proactively prevents such accidents by identifying hazards and implementing strategies that will safeguard employees.

    Instituting Loss Prevention Strategies

    One way that a PEO can improve your risk management is by instituting loss prevention strategies. These strategies can reduce workers’ compensation claims and improve overall safety. PEOs can help you develop safety programs, write safety manuals and guidelines, implement a drug testing process, or perform workplace inspections. Loss prevention strategies can also include having workers’ compensation insurance, claims representation, and claim investigations.

    Cost containment strategies

    While you can take steps to prevent accidents and terminations, they still happen. In the event a claim is filed, a PEO can handle the following to help you reduce associated costs:

    • Reduce liability for unemployment taxes
    • Help you write detailed handbooks and job descriptions
    • Consult with you on the employee discipline and termination process
    • Ensure you stay compliant with unemployment laws and regulations
    • Provide representation at claims hearings

    Save time and money

    For a small business, workers’ compensation costs can vary from less than $100 to thousands of dollars a year per employee. Workers’ compensation and unemployment claims can’t always be predicted, but you can still reduce the amount of time and money that you spend on legal protection. By implementing safety programs, training, and protocols, you can reduce employee risk. When employees feel safer at their workplace, they are more productive, focused, and have higher morale, all of which can improve your business operations and bottom line.

    GMS and Risk Management

    If you’re searching for ways to improve your risk management and reduce workers’ compensation claims, a PEO like Group Management Services (GMS) could be what you’re looking for. Our team of risk experts are able to develop safety programs and policies to fit your specific industry and workplace. They can also perform worksite inspections, identify potential hazards or accident-prone areas in your workplace, and provide specific, cost-effective solutions.

    Learn more about GMS here!

  • When it comes to creating a safe and productive workplace, ensuring the well-being of your employees is a top priority. Despite efforts to mitigate risks, workplace injuries still occur, resulting in harm to employees and inflicting significant financial burdens. The average settlement for a workers’ compensation claim is around $20,000, but this cost can vary based on the complexity of the injury. Shouldering a substantial portion of injury-related costs, employers bear the responsibility of providing workers’ compensation to employees injured on the job.

    Since most incidents are preventable, investing in enhanced occupational health can minimize the occurrence of workplace injuries and reduce associated costs. By implementing safety protocols and providing hazard identification and prevention training, you can control risks and establish a safer work environment.

    As a small business owner, you hold the power to prevent injuries in your workplace and cut down on worker’s compensation costs. Improving occupational health not only protects your employees from harm but also aids in securing your business’s financial stability.

    What Is Occupational Health?

    Occupational health focuses on keeping workers safe and healthy while on the job. It refers to the care for workers’ overall well-being, including their physical, mental, and social health, across all professions. This requires attention to a wide range of tasks related to health and safety, including detecting and addressing workplace hazards, as well as providing health education and training. Occupational health isn’t just about avoiding injuries at work; it’s also about supporting employees’ overall health and wellness. It’s crucial for you to take proactive safety measures and provide your workers with resources to care for their health.

    Understanding Workers’ Compensation

    Workers’ compensation aims to protect your employees and your business. Paid for by employers, workers’ compensation is a type of insurance that provides benefits for workers who are injured or become ill from their jobs. An employee must report their injury or illness to their employer and submit a claim to receive workers’ compensation benefits. These benefits typically cover medical expenses, replacement wages if employees can’t work due to injury, rehabilitation services, and compensation for permanent disabilities.

    Most states mandate employers provide workers’ compensation insurance; however, laws vary by state. Small businesses have the option to become self-insured or obtain workers’ compensation insurance through a third-party provider. If you live in a monopolistic state, you are required to purchase workers compensation insurance from a state fund. Although you can still choose to be self-insured, monopolistic states restrict employers from seeking third-party insurance options. As you consider your coverage options, you need to know your state’s specific requirements to support the well-being of your workers and assure compliance.

    How Occupational Health And Workers’ Compensation Are Related

    The relationship between occupational health and workers’ compensation is quite simple. While most incidents are preventable, overlooking occupational health can lead to more injuries on the job and an increase in employee claims. The frequency of claims filed directly impacts your cost for workers’ compensation.

    Properly paying attention to occupational health and workplace safety can prevent incidents and, therefore, lower your workers’ compensation rates in the long run. The following components you should consider to improve your business’s occupational health strategy:

    Early intervention and prevention

    When it comes to health and safety, it’s always best to be proactive. Catching hazards early on can prevent incidents from occurring, reducing the number of claims filed. By frequently conducting risk assessments, you can help mitigate workplace hazards and safeguard your workforce. In addition, it’s essential to track patterns in the injuries that occur to identify and address areas that need improvement. Remaining vigilant and noting trends prompts early intervention to prevent incidents before they happen.

    Injury and illness management

    If an incident occurs, it should be reported and documented immediately to ensure the injured or ill employee receives prompt care. Effective treatment and rehabilitation programs can help employees recover quicker and return to work sooner, resulting in lower workers’ compensation costs. When employees return to work, support them by providing accommodations, such as adjusting schedules or assigning lighter duties, as needed to encourage a smooth transition. Return-to-work programs can also assist in reintegration, backing employees as they recover and return to their roles at work.

    Long-term health and wellness

    To promote employee health, small business owners should consider how they can support comfort and wellness and their workplace. Disregarding the ergonomic element of workstations and equipment can negatively affect employees’ long-term health, potentially leading to more claims. You can treat this by ensuring employees are comfortable and aren’t experiencing excessive strain while doing their jobs. In addition, health and wellness programs, such as mental health support, biometric screenings, disease management, and more, can make a difference. These initiatives can encourage employees to prioritize their well-being and develop healthier lifestyles, minimizing the likelihood of injury or illness.

    The Benefits Of Integrating Occupational Health In Workers’ Compensation Management

    Making occupational health a part of your workers’ compensation management strategy benefits your workforce and your business. Investing in proper health and safety initiatives for your employees boosts morale, saves money, and gives your business a positive reputation. Your commitment to improving occupational health shows your employees you care, instilling confidence and promoting productivity. It also helps prevent workplace injuries and illness, keeping your employees safe and reducing workers’ compensation claims. In today’s competitive market, having a strong focus on occupational health sets your business apart and attracts top talent. Your workers’ compensation rates benefit from creating a workplace where employees feel safe and confident performing their jobs.

    Workplace Safety And Workers’ Compensation Management With GMS

    Maintaining all aspects of occupational health can be challenging for a small business owner. If you need help managing your workplace safety strategy, partner with a professional employer organization (PEO) like GMS. We have safety experts who can provide advice and help you identify potential risks in your workplace. We also offer comprehensive training courses that educate you on ways to prevent injuries and support a culture of safety.

    In addition to providing workplace safety services, GMS can help you save money on workers’ compensation insurance. We partner with businesses to manage workers’ compensation insurance rates and protect them from costly claims. Overseeing the claims management process, GMS helps with reporting, investigations, claims certifications, and more. Our strategies for cost containment and loss prevention can also assist in managing workers’ compensation rates.

    GMS is committed to supporting you in prioritizing your employees’ well-being and providing appropriate coverage. Contact us today to learn how to navigate workers’ compensation insurance options and find the best solution for your business!

  • Workplace injuries are a concern for business owners all year round, but the winter weather can lead to more accidents than usual in snowy locations. While many people must deal with heating bills and bad road conditions, winter weather brings a notable increase in injuries such as muscle strains, sprains, and fractures, often resulting from slips or inadequate warm-up before demanding tasks. Consequently, there’s a surge in workers’ compensation claims, which can become overwhelming.

    To protect your team and safeguard your business, revisit your workplace safety policies and make sure your employees are informed about the latest safety protocols and best practices. While this might seem mundane, implementing a few simple reminders and precautions can significantly reduce the risk of unnecessary injuries and ensure a safer working environment for everyone.

    Winter Workers’ Compensation Claims

    According to Business Insurance Magazine, studies have shown that winter weather can make slippery conditions a severe threat to workplace safety. More than 20,000 people suffer snow or ice-related injuries every year, and outdoor workers such as snow cleanup crews, construction workers, and truck drivers are among the most vulnerable.

    Essentially, the ice isn’t very pleasant for businesses. These slips and falls pose dangerous threats, potentially causing employees to need medical attention and miss work, leading to costly expenses for you and your business. The time off and potential compensation claims can hurt your cash flow, not to mention the likely need to give out overtime to employees who need to cover for workers injured on the job.

    Protect Your Company This Winter

    It’s essential to protect your company as much as possible. You can do this by developing and enforcing a policy specifically designed for cold weather conditions. This policy should outline the procedures for working in cold environments, including guidelines on when to stop outdoor work due to extreme weather and the proper use of heating devices. In addition, you can safeguard your staff through:

    • Maintaining clear and safe work areas: Regularly check and ensure that all workspaces, especially outdoor spaces, are free from ice and snow. Frequent shoveling and salting can help prevent slippery surfaces from forming. Additionally, keep walkways, entryways, and loading docks clear to reduce the risk of slips and falls and ensure a safe and more efficient work environment.
    • Emphasizing safety among employees: Conduct regular safety meetings and training sessions to stress the importance of protecting yourself and others in the workplace. Encourage employees to be vigilant and report any potential hazards. Reinforce the idea that safety is a shared responsibility and that every team member plays a vital role in maintaining a safe work environment.
    • Providing appropriate clothing and footwear: Ensure all workers have access to weather-appropriate clothing and footwear. This includes items with better traction to prevent slips and falls, as well as insulated, waterproof boots and gloves for those working in cold conditions.
    • Offering regular warm-up breaks for outdoor workers: For employees who must work outside, it’s important to provide frequent breaks to warm up, especially in freezing temperatures. During these breaks, offer access to a warm, sheltered area.
    • Supplying fresh, dry clothing: Ensure workers can access dry clothing, particularly those exposed to snow, freezing rain, or other wet conditions. This includes providing extra socks, gloves, and even coats if necessary. Keeping spare clothing available can prevent hypothermia and other cold-related illnesses.
    • Regular equipment checks: Ensure that all equipment, especially those used outdoors, is regularly checked and maintained. Cold weather can affect the functioning of machinery, so it’s crucial to ensure everything is in good working order to prevent accidents.
    • Empower your team: Offer weather-specific training, providing information on how to quickly treat or get help in case of a cold-related illness or injury. Include safety information such as recognizing signs of frostbite, trench foot, and hypothermia.

    Staying proactive in your efforts is a great way to help prevent workplace injuries. However, a few are bound to happen. When injuries occur, acting swiftly and efficiently is crucial, as workers’ compensation claims are time-bound. Immediate assistance should be provided to the injured worker, ensuring they receive the necessary first aid or medical attention. Following this, it’s essential to distribute the relevant paperwork to the injured employee, including workers’ compensation claim forms and any other necessary documentation.

    It’s also important to gather accounts from any witnesses, as their perspectives can be invaluable in understanding the incident and helping avoid similar situations. Compile a comprehensive report that includes details from the injured employee and any witnesses, ensuring it covers every aspect of the incident. Finally, maintain clear communication with your insurance provider and your state’s workers’ compensation board, ensuring you follow state-specific deadlines and procedures.

    How GMS Can Help

    Workers’ compensation rates can be costly, especially for small businesses. With insurance ranging from $100 to thousands of dollars per employee annually, finding ways to lower costs while still providing quality coverage can be difficult.

    If you spend a lot of time – or even worse, not enough time – trying to find ways to lower workers’ compensation costs, a professional employer organization (PEO) like GMS may be a good fit for you. Our experts can work with you to develop loss prevention and cost containment strategies to protect your business and make your workplace safer, ultimately helping to lower your rates. Contact GMS today to talk with one of our experts about workers’ compensation.

  • Workplace injuries can have a significant impact on employees and businesses, leading to lost workdays, reduced productivity, and soaring medical expenses. As a business owner, it’s crucial to recognize and address the unique challenges different age groups face in the workplace. Recent data highlights a concerning trend – older and newer/less experienced workers have higher injury rates.

    Research from Travelers insurance company sheds light on the need for heightened attention toward new and older workers regarding workplace injuries. Continue reading to explore strategies to reduce accidents and foster a safer working environment for all employees.

    The First-Year On The Job Challenge

    According to Travelers’ review of over 1.2 million workers’ compensation claims, 34% of workplace injuries occur during an employee’s first year on the job. These injuries result in nearly 7 million missed workdays, highlighting the need for a strong focus on safety training and awareness for new workers. The primary reason behind this trend is that fresh recruits often lack the same level of experience and familiarity with workplace hazards as their more seasoned colleagues.

    To combat this issue, business owners must prioritize comprehensive onboarding and training programs for new employees. Investing in well-structured orientation sessions and safety protocols can equip new workers with the knowledge and skills they need to navigate potential hazards safely. In addition, mentoring programs that pair new hires with experienced colleagues can provide an invaluable resource for addressing questions and concerns as they arise.

    The Aging Workforce Challenge

    While new workers require special attention, the study also revealed that the most expensive workers’ compensation claims come from employees aged 60 and older. These claims were about 140% more costly than those from workers aged 18 to 24. Although older workers may experience fewer injuries overall, the impact of their injuries is significantly higher due to longer recovery times and higher medical expenses.

    As the workforce becomes increasingly multi-generational, business owners need to implement strategies that cater to the unique needs of older employees. Proactive measures such as workplace ergonomics assessments, age-sensitive training programs, and flexible work arrangements can help mitigate the risk of injuries for older workers. Promoting a culture of open communication encourages employees of all ages to report potential hazards and seek necessary support, fostering a safer work environment for everyone.

    Embracing A Comprehensive Safety Culture

    To effectively address the challenges posed by workplace injuries, business owners must work hand in hand with management and employees to cultivate a comprehensive safety culture. The following are essential steps to consider:

    • Training and education: Provide ongoing safety training tailored to the diverse needs of different age groups. Engaging workshops, informative materials, and online resources can reinforce safety practices and keep employees informed about potential risks.
    • Hazard identification and mitigation: Regularly assess the workplace for potential hazards and take prompt action to address them. Encourage employees to participate in safety inspections and hazard reporting, empowering them to take ownership of their workplace safety.
    • Mentoring and knowledge sharing: Implement mentorship programs that connect experienced employees with newer ones. Encourage knowledge sharing and create a supportive environment where questions and concerns are welcomed and addressed promptly.
    • Health and wellness initiatives: Support employee well-being by offering health and wellness programs that promote physical and mental well-being. A healthy workforce is more likely to be alert, focused, and able to prevent accidents.
    • Emphasize safety leadership: Effective safety initiatives begin with strong leadership. Encourage supervisors and managers to lead by example and prioritize safety in decision-making.

    Empowering Safety And Compliance: Unleashing The PEO Advantage

    In the quest for a secure and compliant work environment that benefits all workers, small business owners have a powerful ally in professional employer organizations (PEOs). If you’re unfamiliar with what a PEO is, here’s a quick rundown.

    A PEO is a strategic partner that collaborates with small businesses to manage critical HR functions, allowing entrepreneurs to focus on their core competencies and growth. Through a co-employment arrangement, the PEO takes on responsibilities such as:

    • Payroll processing
    • Benefits administration 
    • Tax filings
    • Workers’ compensation

    As the business owner, you retain control over the day-to-day operations and decision-making. When you team up with a PEO like GMS, you gain access to comprehensive HR solutions, expert guidance, and invaluable resources, all tailored to promote workplace safety and regulatory adherence. We bring our expertise in developing personalized training programs, conducting meticulous risk assessments, and navigating the intricate maze of employment regulations. Embracing a partnership with a PEO empowers small businesses to effectively address the unique challenges posed by new and older workers, nurturing a multi-generational workforce that thrives in a secure and vibrant workplace.

    Let’s foster an environment where employees can flourish, unburdened by unnecessary risks, and assured of their well-being at the core of the organization’s prosperity. Get a quote from us today!

  • The New Jersey WARN Act has undergone significant amendments that became effective on April 19th, 2023, bringing substantial changes for employers in the state. The changes were initiated after Governor Phil Murphy signed A-4768 into law, setting in motion a 90-day countdown to the effective date of amendments to New Jersey’s WARN Act, known as the Millville Dallas Airmotive Plant Job Loss Notification Act (“NJ Warn Act”). Employers in the state must be aware of the new requirements to avoid noncompliance penalties and ensure they’re fulfilling their legal obligations to their employees.

    Understanding The Act

    The amendments to this Act have heightened employer requirements during layoffs, including mandatory severance and longer notice periods, which will now cover more employers than in the previous version. One of the most notable changes is extending the notification period from 60 to 90 days for businesses with 100 or more full-time and part-time employees subject to a mass layoff, transfer, or termination. The amendments also broaden the definition of employer, employee, and establishment, expanding the law’s coverage to more businesses and employees. A covered “establishment” now includes all facilities in the state instead of a single site of employment.

    In addition, the updated law requires business owners to provide their employees with detailed information about the impending layoffs, including reasons for the job loss, benefits available, and contact information for the company’s HR department. These changes aim to protect employees’ rights and provide adequate notice before significant job losses occur.

    What This Means For Business Owners

    Any employer currently evaluating or planning layoffs or a transfer/termination of operations must take notice of these changes and act accordingly. If you’re a business owner that was not previously subject to the NJ WARN Act, it’s essential that you re-evaluate whether it now applies to you and your business. In addition, you must understand that a layoff impacting 50 or more employees throughout the state currently triggers NJ WARN notice requirements.

    When the law is triggered, all affected employees are entitled to severance at the rate of one week of pay per full year of employment. Should you fail to provide 90 days’ notice, each impacted employee is entitled to an additional four weeks of pay. In addition, if an employee is covered by a collective bargaining agreement (CBA) or employer severance plan, the employee is entitled to the greater of the amount outlined in the amendments or the amount required by the CBA or severance plan.

    Consider Partnering With A PEO

    When you partner with a professional employer organization (PEO) such as GMS, you can navigate the complexities of the laws, including the NJ WARN Act, with ease and confidence, ensuring compliance while freeing up time to focus on your core business operations. The following are just a handful of ways GMS experts can help you implement these changes in your business:

    • Ensure you’re aware of the updated law and understand implications – We provide guidance on the notification process, explain the expanded definitions, and help you identify whether you fall under the new law’s coverage
    • Create a comprehensive plan to ensure you remain compliant 
    • Offer ongoing support 

    When you partner with GMS, we’re here for the long haul. Our experts in all departments, whether it be payroll, HR, benefits, or risk management, are here to keep you updated on anything that could impact your business. Count on us to keep your business simpler, safer, and stronger. Contact us today.

  • On September 24th, 2022, Arizona Senate Bill (SB) 1403 took effect. Following the effective date, the Arizona workers’ compensation statute will be amended to add section A.R.S. § 23-1061(N). The purpose of SB 1403 is to outline the reporting requirements related to when an insurance carrier or self-insured employer receives written notification of injury from an employee who was injured on the job and intends to file a compensation claim.

    Understanding The Provisions 

    The provision requires an insurance carrier or self-insured employer, upon receipt of written notification of injury from an employee who was injured and intended to file a compensation claim, to:

    • Forward the written notification of injury and intended claim for compensation to the Industrial Commission of Arizona (ICA) within seven business days
    • Inform the employee of the employee’s requirement to file a claim with the ICA

    Additionally, the new provision suspends the one-year deadline by which an employee or other entitled party may file a claim after the insurance carrier or self-insured employer receives written notification of the injury and intended compensation claim. The deadline for forwarding the written notice to the ICA is the date the insurance carrier or self-insured employer receives the written notification.

    Failure to report by the insurance company and the self-insuring employer could relieve the injured workers of their requirement to file the claim within one year under A.R.S. & 23-1061(A). The new form for insurance companies and/or self-insuring employers to file a written notification can be found here.

    Stay Up To Date By Partnering With GMS

    At GMS, we understand the complexity of staying up to date with ever-changing rules and regulations. In addition, we know how expensive workers’ compensation claims can be if they aren’t handled correctly. The formula for determining your company’s workers’ compensation rates is complex, but the concept behind it is simple – the more claims that your employee’s file, the higher your rate will be. The good news is that GMS partners with businesses to control their workers’ compensation insurance rates and protect them from costly claims. Ready to partner with a company that provides you with workers’ compensation experts that ultimately save you time and money? Contact us today and get your workers’ compensation risk under control.

  • A bill amending workers’ compensation benefit requirements for employees who sustain an injury while working from home goes into effect on September 23rd. House Bill 447 states that an employee who works from home and is injured is compensable under Ohio’s workers’ compensation system only if:

    • The injury arises out of the employee’s employment
    • Was caused by a special hazard of the employee’s employment activity
    • It is sustained during an activity undertaken by the employee for the exclusive benefit of the employer

    The bill restricts the definition of injury for employees who work from home. Previously, if a remote worker was injured, it was compensable if sustained during and arising out of their employment. The bill is meant to codify the limitations of work-from-home injury claims, says Philip Fulton, a Columbus-based injured workers attorney.

    Lower Your Risk Of Workers’ Compensation Claims 

    GMS helps you lower your risk of workers’ compensation claims. By helping you reduce the risk of accidents and potential claims, you receive a much lower rate than what the Bureau will offer. Should an injury happen to an employee while working from home, GMS will make the overall claim determination and will cover all medical and compensation costs. Learn more by contacting us today.

  • What is a Fleet Tracking System?

    A GPS fleet tracking system is an effective tool for managing your business’s fleet of vehicles. Fleet management involves overseeing and optimizing a fleet to enhance safety, efficiency, compliance, and productivity. These systems use GPS technology to monitor the activity of fleet vehicles and assets. They are commonly used by businesses that manage and operate multiple vehicles, such as delivery services, transportation companies, and service providers.

    Benefits of a Fleet Tracking System

    There are numerous reasons why business owners and fleet managers choose to implement a GPS fleet tracking system. Studies show that 62% of GPS tracking users reported a positive return on investment (ROI) in less than six months.

    Lower operational costs

    One of the greatest benefits of implementing a GPS fleet tracking system is the optimization of operational efficiency. By tracking and monitoring gas mileage, fuel consumption, average driving speed, and route distances, managers will have the data needed to optimize driving routes and fuel expenses. These systems can also track idling time, which can significantly impact your efficiency and bottom line, potentially costing thousands of dollars annually.

    Save time

    If there is an accident or congested traffic, GPS trackers provide real-time suggestions for quicker routes, helping drivers avoid unnecessary delays and hazardous conditions. Managers can analyze fuel usage and travel times for frequently traveled routes, enabling them to identify opportunities to reduce both time and fuel consumption.

    Improve driver safety

    With GPS tracking, managers can monitor instances of excessive speeding, hard braking, and aggressive acceleration. By identifying these unsafe behaviors, managers can address them with drivers to prevent accidents or incidents. Long hours on the road can lead to driver fatigue; a GPS tracking system can help drivers schedule necessary breaks along their routes, ensuring they remain well-rested, alert, and focused. Implementing dash cams is also beneficial for monitoring dangerous behaviors, such as tailgating, distracted driving, and running red lights.

    Reduce the Risk of Theft

    If one of your vehicles is stolen or used outside of operating hours, a GPS fleet tracking system allows you to locate the vehicle quickly, facilitating its recovery. Prompt recovery can save you significant costs associated with replacing or repairing the vehicle.

    A Smooth Ride With GMS 

    Regardless of the size of your fleet, it’s better to be safe than sorry when managing it. With Group Management Services’ (GMS) fleet management GPS tracking system, you can easily manage your fleet, ensuring its efficiency and productivity. Our system updates tracking information every 2-60 seconds while the vehicle is in motion, and all data is stored securely on servers for authorized users. If you’re interested in learning more about fleet management or how GMS can improve your efficiency, don’t hesitate to contact us today!

     

  • As a small business owner, you are responsible for the operations of your business. Whether it’s hiring and recruiting new employees, onboarding, paying your employees, or offering them benefits, your hands are full. How often do you have the chance to sit down and think about how you will grow the revenue-building side of your business?

    Professional employer organizations (PEOs) work diligently with small business owners to provide them with the same buying power as a larger business through a co-employment relationship. Hiring an in-house HR professional consumes too much time and money, especially when you already have a limited number of employees. PEOs have experts in all aspects of your business you need assistance with. Whether you have workers’ compensation or employee benefits questions, our team of experts is there to assist.

    Small business owners who partner with a PEO have streamlined all aspects of their business. Instead of outsourcing payroll, workers’ compensation, employee benefits, unemployment, and risk management to third parties, a PEO consolidates these to work as a one-stop shop. Partnering with a PEO will allow you to reduce certain expenses and liabilities as the employer. Continue reading to see how PEO services can help your business thrive.

    Services A PEO Provides Small Businesses

    Stellar Customer Support From A Designated HR Professional

    As your business continues to grow, you may discover you no longer have the capacity to manage the administrative tasks or keep up with all HR-related duties. A PEO manages a range of responsibilities for your business from payroll to employee benefits. The duties of the PEO in the relationship are to focus on all administrative work so you can focus on what really matters in your business, revenue-building. Partnering with a PEO, like GMS, will save your business in the following ways:

    • Greater buying power
    • Increased employee retention
    • Smoother onboarding process
    • Free up your time
    • HR compliance, portal, and audits
    • Employee recruitment and training 

    Innovative Payroll Processing Technology

    As an experienced small business owner, you know how much time it takes to manage payroll and tax filings. What if there was a way to eliminate this task that would save you time and money? At GMS, we combine our proprietary technology with dedicated HR services and support from our experts to provide you with the absolute best. Questions to ask yourself to determine if partnering with a PEO will benefit your business from a payroll standpoint: 

    • Do you offer your employees a direct deposit option?
    • Are you spending too much time keeping up with taxes and IRS regulations?
    • Do you feel like you’re filling too many roles and don’t have time to grow your business?
    • Do you feel like you use your smartphone for everything and work on the go?

    If you answered yes to any of these questions, GMS is here to help. Our experts work diligently to decrease payroll tax liabilities, keep track of deductions, provide your employees with a web-based payroll system with 24/7 access, and so much more.

    A Dedicated Team To Ensure Compliance

    Many small business owners struggle to stay ahead of the risks that are associated with workers’ compensation and workplace hazards. There are more than 4.1 million workers who suffer a serious job-related injury or illness every year according to OSHA. With the right risk management solution, you’ll create a safer work environment for your employees, resulting in fewer claims and a lower workers’ compensation insurance rate.

    Partnering with GMS gives you access to our risk management services like workers’ compensation, claims management, and workplace safety. Protect your employees and your business now and outsource your risk management services. 

    Provided With Best-In-Class Benefits

    Whether you want to keep or attract quality employees, you must offer a benefits package. If you have an existing benefits package, a PEO will provide additional resources that will gain applicants’ attention. Any business that isn’t leveraging a PEO or an online benefits platform is wasting valuable time and money. At GMS, we understand that managing pay stubs and W-2s, tracking time, or doing job costing and labor distribution can be time-consuming. However, we provide our clients with an online employee self-service portal that gives employees access to costs of medical services, RX pricing, ID cards, detailed EOB and coverage information, claim details, and much more. 

    GMS will offer you and your employees flexibility, control of premiums, access to data and networks, and overall options that you can’t find anywhere else. The following is a list of benefits you can offer your employees once you partner with a PEO:

    • Benefit coverages: medical, dental, and vision
    • Flexible spending account
    • Health savings account
    • Life, accident, and critical illness
    • Short-term and long-term disability insurance
    • Comprehensive 401(k) plan that’s integrated with payroll
    • Pet insurance
    • Pre-paid legal
    • Telemedicine 
    • Diabetic management program

    Make group health coverage less confusing and partner with GMS today. 

    Partner With A PEO Today!

    At GMS, we do it all. GMS can provide any level of support you need, regardless of whether you choose one service or all of them. From payroll management to benefits and anywhere in between, our team of experts is here every step of the way when you choose to partner with GMS. By outsourcing your business, you can reduce liability and increase your efficiency. That way, you can focus on the aspects of your business that will help you grow externally. Make your business simpler, safer, and stronger by partnering with GMS today. Get a quote here. 

  • Ohio Governor Mike DeWine signed into law Ohio Senate Bill (S.B.) No. 215. This will permit any “qualifying adult” to legally carry, possess, or conceal a handgun without a license, background check, or training requirements.

    Individuals who are considered a qualifying adult include:

    • Those who are 21 years of age or older
    • Legal residents
    • Not a fugitive 
    • Not a subject to a protection order
    • Have not been hospitalized or adjudicated mentally ill
    • Have not been dishonorably discharged from the military 
    • Do not have a conviction or delinquency for a felony, a drug offense, domestic violence, one misdemeanor offense of violence within three years or two within five years
    • Are not otherwise forbidden under state or federal law

    Before this bill, in order to obtain a concealed handgun license in Ohio, an Ohio resident must:

    • Submit an application to the county sheriff
    • Pay an initial $67 fee
    • Pass a background check
    • Complete eight hours of training
    • Pass a written exam

    What This Means For Employers

    The law still authorizes employers to establish, maintain, and enforce policies prohibiting individuals from carrying handguns or firearms in company buildings or within company vehicles. Private employers are “immune from liability in a civil action for any injury, death, or loss to person or property that allegedly was caused by or related to a [person] bringing a handgun onto the premises or property of the private employer, including motor vehicles owned by the private employer, unless the private employer acted with malicious purpose.”

    The main change for employers to be aware of under the new law involves the storage of its employees’ guns in parked cars on company property. A law passed in 2017 allowed employees with a valid concealed carry license to bring firearms and ammunition in their privately owned vehicle onto their employer’s parking lots, as long as they follow specific guidelines. Senate Bill 215 now gives all qualifying adults the same rights effective June 13th, 2022. Employers should consider revising their current employment policies to reflect the new law.

    Protect Your Employees And Your Business

    Since rules and regulations are constantly changing, keeping your business operations up to date is important. Partnering with GMS will provide your business with experts that will handle these ever-changing rules and regulations. Are you worried about Ohio’s new firearm law’s effects on your business? GMS will provide onsite training to ensure your employees are compliant with the law. Do you need to update your employee handbook? Employees at GMS will work diligently to create a handbook corresponding to Senate Bill 215 and identify specific steps employees must take. Get a quote today.